How Have Common Equity Tier 1 Capital Ratios For U.S. Banks Changed In Recent Years?

-1.83%
Downside
47.50
Market
46.63
Trefis
BAC: Bank of America logo
BAC
Bank of America

While the common equity tier 1 (CET1) capital ratio figures for each of the largest U.S. banks have improved steadily since late 2012 (when the banks began disclosing fully phased-in CET1 estimates), Bank of America has lagged behind its peers considerably. On the other hand, Morgan Stanley has seen the most pronounced improvement in its CET1 capital ratio.

AB_QA_CET1Diff_15FY

Details about the regulatory CET1 targets for each of these banks can be found here.

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Notes:
1) The purpose of these analyses is to help readers focus on a few important things. We hope such lean communication sparks thinking, and encourages readers to comment/ ask questions on the comment section
2) Figures mentioned are approximate values to help our readers remember the key concepts more intuitively. For precise figures, please refer to the full Trefis analysis for U.S. Bancorp | Wells Fargo | Goldman SachsJPMorganMorgan StanleyBank of America | Citigroup

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