Tearsheet

UMH Properties (UMH)

Market Price (11/8/2025): $15.195 | Market Cap: $1.3 Bil
Sector: Real Estate | Industry: Multi-Family Residential REITs

UMH Properties (UMH)

Market Price (11/8/2025): $15.195
Market Cap: $1.3 Bil
Sector: Real Estate
Industry: Multi-Family Residential REITs

Investment Highlights Why It Matters Which of these 2 stories sounds closer for this stock?

1. Generates cash flow

The stock generated 4% or more of the share price (called cash flow yield), and shows moderate 10-15% or more growth.

2. Riding a trend

Think Tesla during the pandemic of 2020 when EVs were riding a cultural high, or Nvidia in the current AI boom, or even Figma. These companies don’t have enough yield, or, enough growth, or both - however - they are riding a trend. They have momentum. These can be more volatile - they don’t have the floor of strong cash flow

0	Attractive yield Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 7.5%, Dividend Yield is 5.4%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 3.3%, FCF Yield is 6.8%	Weak multi-year price returns 2Y Excs Rtn is -41%, 3Y Excs Rtn is -76%
1	Attractive cash flow generation CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 34%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 34%
2	Low stock price volatility Vol 12M is 22%

0	Attractive yield Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 7.5%, Dividend Yield is 5.4%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 3.3%, FCF Yield is 6.8%
1	Attractive cash flow generation CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 34%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 34%
2	Low stock price volatility Vol 12M is 22%
3	Weak multi-year price returns 2Y Excs Rtn is -41%, 3Y Excs Rtn is -76%

Market Valuation & Key Metrics

	11/8/25	2024	2023	2022	2021
Share Price CYE	$15.20	$18.15	$14.01	$13.98	$22.79
Market Cap CYE ($ Bil)	1.3	1.5	0.9	0.8	1.1
Total Debt ($ Bil)	0.7	0.6	0.7	0.8	0.5
Total Cash ($ Bil)	0.1	0.1	0.1	0.1	0.2
Enterprise Value ($ Bil)	1.9	2.1	1.6	1.6	1.6
Valuation Ratios
P/S TTM	5.0	5.8	4.4	4.5	6.8
P/EBIT TTM	24.0	28.7	24.0	40.8	18.0
P/E TTM	48.0	64.7	120.6	-180.4	24.8
Sector Ratios
P/S TTM (Sector)	3.7	4.0	4.2	4.4	6.6
P/EBIT TTM (Sector)	11.4	12.6	13.1	13.1	16.2
P/E TTM (Sector)	16.1	19.1	19.2	18.0	23.4

	11/8/25	2024	2023
Share Price CYE	$15.20	$18.15	$14.01
Market Cap CYE ($ Bil)	1.3	1.5	0.9
Total Debt ($ Bil)	0.7	0.6	0.7
Total Cash ($ Bil)	0.1	0.1	0.1
Enterprise Value ($ Bil)	1.9	2.1	1.6
Valuation Ratios
P/S TTM	5.0	5.8	4.4
P/EBIT TTM	24.0	28.7	24.0
P/E TTM	48.0	64.7	120.6
Sector Ratios
P/S TTM (Sector)	3.7	4.0	4.2
P/EBIT TTM (Sector)	11.4	12.6	13.1
P/E TTM (Sector)	16.1	19.1	19.2

	UMH	S&P 500
REVENUE GROWTH	FAIR
Rev LTM ($ Bil)	0.3
Rev Chg Q	10.3%	7.2%
Rev Chg LTM	8.9%	6.0%
Rev Chg 3Y Avg	10.0%	5.5%
PROFITABILITY	FAIR
Op Inc LTM ($ Bil)	0.0
CFO LTM ($ Bil)	0.1
Net Inc LTM ($ Bil)	0.0
Op Mgn LTM	17.7%	18.8%
CFO/Rev LTM	34.3%	20.5%
Net Inc Mgn	10.5%	13.0%
VALUATION	VERY HIGH
P/S	5.0	3.2
P/CFO	14.7	15.2
P/FCF	14.7	20.0
P/E	48.0	23.6

AI Generated Analysis | Feedback

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UMH Stock

Return (1M): 7.01%

Factor Drivers of Stock Movement

The -7.1% change in UMH stock from 8/8/2025 to 11/7/2025 was primarily driven by a -14.0% change in the company's Net Income Margin (%).

	8082025	11072025	Change
Stock Price ($)	16.35	15.19	-7.09%
Change Contribution By	LTM	LTM
Total Revenues ($ Mil)	250.41	256.66	2.49%
Net Income Margin (%)	12.18%	10.47%	-14.02%
P/E Multiple	45.01	48.02	6.70%
Shares Outstanding (Mil)	83.97	84.98	-1.20%
Cumulative Contribution			-7.11%

LTM = Last Twelve Months as of date shown

The -9.7% change in UMH stock from 5/9/2025 to 11/7/2025 was primarily driven by a -9.0% change in the company's Net Income Margin (%).

	5092025	11072025	Change
Stock Price ($)	16.81	15.19	-9.66%
Change Contribution By	LTM	LTM
Total Revenues ($ Mil)	244.10	256.66	5.15%
Net Income Margin (%)	11.51%	10.47%	-8.96%
P/E Multiple	49.33	48.02	-2.65%
Shares Outstanding (Mil)	82.39	84.98	-3.15%
Cumulative Contribution			-9.75%

LTM = Last Twelve Months as of date shown

The -15.7% change in UMH stock from 11/7/2024 to 11/7/2025 was primarily driven by a -12.4% change in the company's Shares Outstanding (Mil).

	11072024	11072025	Change
Stock Price ($)	18.02	15.19	-15.70%
Change Contribution By	LTM	LTM
Total Revenues ($ Mil)	235.66	256.66	8.91%
Net Income Margin (%)	11.85%	10.47%	-11.58%
P/E Multiple	48.80	48.02	-1.60%
Shares Outstanding (Mil)	75.61	84.98	-12.40%
Cumulative Contribution			-16.99%

LTM = Last Twelve Months as of date shown

The 2.7% change in UMH stock from 11/8/2022 to 11/7/2025 was primarily driven by a 139.5% change in the company's Net Income Margin (%).

	11082022	11072025	Change
Stock Price ($)	14.79	15.19	2.69%
Change Contribution By	LTM	LTM
Total Revenues ($ Mil)	193.03	256.66	32.96%
Net Income Margin (%)	4.37%	10.47%	139.55%
P/E Multiple	96.21	48.02	-50.09%
Shares Outstanding (Mil)	54.89	84.98	-54.83%
Cumulative Contribution			-28.18%

LTM = Last Twelve Months as of date shown

Why The Stock Moved

AI Generated Analysis | Feedback

Here are five key points explaining the approximate -5.4% stock movement for UMH Properties (UMH) between July 31, 2025, and November 8, 2025: 1. UMH Properties reported a miss on both earnings per share (EPS) and revenue for the third quarter of 2025. The company announced its Q3 2025 results on November 3, 2025, with an EPS of $0.05, falling short of the forecasted $0.06, and revenue of $66.9 million, below the expected $68.83 million.

2. The company experienced a decline in net income attributable to common shareholders in Q3 2025. Net income decreased to $4.2 million, or $0.05 per diluted share, in Q3 2025, down from $8.2 million, or $0.11 per diluted share, in the same period of 2024.

Return vs. Risk

Price Returns Compared

	2020	2021	2022	2023	2024	2025	Total [1]
Returns
UMH Return	-1%	91%	-39%	0%	30%	-18%	24%
Peers Return	-7%	63%	-30%	2%	12%	-11%	8%
S&P 500 Return	16%	27%	-19%	24%	23%	14%	108%
Monthly Win Rates [3]
UMH Win Rate	58%	67%	33%	58%	58%	10%
Peers Win Rate	48%	80%	28%	45%	57%	36%
S&P 500 Win Rate	58%	75%	42%	67%	75%	70%
Max Drawdowns [4]
UMH Max Drawdown	-41%	-3%	-43%	-14%	-6%	-22%
Peers Max Drawdown	-40%	-6%	-34%	-17%	-12%	-15%
S&P 500 Max Drawdown	-31%	-1%	-25%	-1%	-2%	-15%

[1] Cumulative total returns since the beginning of 2020
[2] Peers: SUI, UDR, CPT, BRT, AVB.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 11/7/2025 (YTD)

How Low Can It Go

Unique Key	Event	UMH	S&P 500
2022 Inflation Shock	2022 Inflation Shock
2022 Inflation Shock% Loss	% Loss	-50.9%	-25.4%
2022 Inflation Shock% Gain to Breakeven	% Gain to Breakeven	103.8%	34.1%
2022 Inflation ShockTime to Breakeven	Time to Breakeven	Not Fully Recovered days	464 days
2020 Covid Pandemic	2020 Covid Pandemic
2020 Covid Pandemic% Loss	% Loss	-45.3%	-33.9%
2020 Covid Pandemic% Gain to Breakeven	% Gain to Breakeven	82.7%	51.3%
2020 Covid PandemicTime to Breakeven	Time to Breakeven	324 days	148 days
2018 Correction	2018 Correction
2018 Correction% Loss	% Loss	-34.8%	-19.8%
2018 Correction% Gain to Breakeven	% Gain to Breakeven	53.3%	24.7%
2018 CorrectionTime to Breakeven	Time to Breakeven	1099 days	120 days
2008 Global Financial Crisis	2008 Global Financial Crisis
2008 Global Financial Crisis% Loss	% Loss	-68.3%	-56.8%
2008 Global Financial Crisis% Gain to Breakeven	% Gain to Breakeven	215.7%	131.3%
2008 Global Financial CrisisTime to Breakeven	Time to Breakeven	3051 days	1480 days

Compare to SUI, UDR, CPT, BRT, AVB

In The Past

UMH Properties's stock fell -50.9% during the 2022 Inflation Shock from a high on 12/31/2021. A -50.9% loss requires a 103.8% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth over time.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

About UMH Properties (UMH)

UMH Properties, Inc., which was organized in 1968, is a public equity REIT that owns and operates 124 manufactured home communities containing approximately 23,400 developed homesites. These communities are located in New Jersey, New York, Ohio, Pennsylvania, Tennessee, Indiana, Michigan and Maryland. In addition, the Company owns a portfolio of REIT securities.

AI Generated Analysis | Feedback

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Better Bets than UMH Properties (UMH)

	UMH	Better Performance than UMH
Metric	Value	Industry (Multi-Family Residential REITs)
Rev Chg LTM	8.9%	SUI (31.4%), BHM (34.6%)
Rev Chg 3Y Avg	10.0%	BRT (37.1%), BHM (34.0%)
Op Mgn LTM	17.7%	AVB (30.4%), EQR (28.1%), ESS (26.4%), MAA (28.9%), UDR (18.2%)
CFO/Rev LTM	34.3%	AVB (53.1%), EQR (50.6%), ESS (56.1%), MAA (49.9%), UDR (51.8%)
FCF/Rev LTM	34.3%	AVB (45.0%), EQR (40.4%), ESS (48.5%), MAA (34.4%), UDR (35.4%)
Total Yield	7.5%	EQR (9.0%), ESS (8.6%), SUI (12.3%), MAA (8.4%), CSR (8.2%)

	UMH	Better Performance than UMH
Metric	Value	Sector (Real Estate)
Rev Chg LTM	8.9%	WELL (32.6%), PLD (10.7%), O (14.7%), CBRE (15.0%), CCI (28.0%)
Rev Chg 3Y Avg	10.0%	WELL (20.9%), PLD (18.1%), O (21.5%), VTR (10.7%), VICI (23.5%)
Op Mgn LTM	17.7%	PLD (39.8%), AMT (46.4%), EQIX (20.6%), SPG (50.7%), O (45.7%)
CFO/Rev LTM	34.3%	PLD (59.3%), AMT (50.1%), EQIX (41.4%), SPG (65.3%), DLR (41.6%)
FCF/Rev LTM	34.3%	PLD (59.3%), AMT (35.3%), SPG (50.7%), DLR (41.6%), O (67.1%)
Total Yield	7.5%	VICI (14.2%), EXR (8.2%), EQR (9.0%), ESS (8.6%), SUI (12.3%)

	UMH	Better Performance than UMH
Metric	Value	All Other Sectors
Rev Chg LTM	8.9%	NVDA (71.6%), MSFT (15.6%), GOOGL (13.4%), AMZN (10.9%), AVGO (28.0%)
Rev Chg 3Y Avg	10.0%	NVDA (92.0%), MSFT (13.2%), GOOGL (11.0%), AMZN (11.3%), AVGO (24.0%)
Op Mgn LTM	17.7%	NVDA (58.1%), AAPL (31.9%), MSFT (46.3%), GOOGL (32.2%), AVGO (39.0%)
CFO/Rev LTM	34.3%	NVDA (46.6%), MSFT (50.0%), GOOGL (39.3%), AVGO (42.4%), META (56.8%)
FCF/Rev LTM	34.3%	NVDA (43.6%), AVGO (41.6%), MA (52.5%), V (53.9%), PLTR (46.0%)
Total Yield	7.5%	XOM (9.5%), JNJ (8.3%), BAC (7.5%), BABA (37.9%), CVX (8.3%)

		Best Bets In Real Estate Sector
	UMH	CTRE	WPC	ADC	NNN	OHI	O	EPRT	GLPI	EPR	FCPT
What You Pay
P/E	48.0	29.3	40.7	42.2	19.5	23.9	54.0	25.2	16.4	19.4	23.0
P/EBIT	24.0	25.5	21.4	25.2	13.0	16.3	24.3	17.7	10.8	11.8	15.6
What You Get
Rev Chg Q	10.3%	82.4%	8.5%	18.7%	5.3%	12.9%	9.1%	23.7%	3.2%	4.3%	11.0%
Rev Chg LTM	8.9%	47.6%	5.6%	14.7%	4.5%	13.7%	14.7%	24.2%	4.4%	4.2%	8.3%
Rev Chg 3Y Avg	10.0%	21.2%	5.6%	19.5%	6.0%	6.3%	21.5%	24.2%	7.4%	3.9%	9.5%
FCF/Rev 3Y Avg	35.5%	88.9%	84.4%	73.1%	73.6%	71.6%	69.5%	69.3%	65.4%	63.9%	61.3%

[1] Choosing top 10 best bets from each sector quarterly is an alpha producing strategy vs sector benchmark
[2] Historical annualized return of 9.6%, alpha of 3.1%, and sharpe of 0.44

Latest Trefis Analyses

	Title	Topic	Date
0	DASHBOARDS
1	How Low Can UMH Properties Stock Really Go?	Return
2	UMH Properties (UMH) Operating Cash Flow Comparison	Financials
3	UMH Properties (UMH) Net Income Comparison	Financials
4	UMH Properties (UMH) EBITDA Comparison	Financials
5	UMH Properties (UMH) Operating Income Comparison	Financials
6	UMH Properties (UMH) Debt Comparison	Financials
7	UMH Properties (UMH) Revenue Comparison	Financials
8	UMH Properties (UMH) Tax Expense Comparison	Financials
9	Why UMH Properties Stock Moved: UMH Stock Has Lost 36% Since 2021 Fiscal End, Primarily Due To Unfavorable Change In Revenues
10	UMH Dip Buy Analysis
11	ARTICLES
12	Stocks Trading At 52-Week Low		August 26th, 2025
13	Stocks Trading At 52-Week Low		August 19th, 2025
14	Stocks Trading At 52-Week Low		August 15th, 2025

	Title
0	DASHBOARDS
1	How Low Can UMH Properties Stock Really Go?
2	UMH Properties (UMH) Operating Cash Flow Comparison
3	UMH Properties (UMH) Net Income Comparison
4	UMH Properties (UMH) EBITDA Comparison
5	UMH Properties (UMH) Operating Income Comparison
6	UMH Properties (UMH) Debt Comparison
7	UMH Properties (UMH) Revenue Comparison
8	UMH Properties (UMH) Tax Expense Comparison
9	Why UMH Properties Stock Moved: UMH Stock Has Lost 36% Since 2021 Fiscal End, Primarily Due To Unfavorable Change In Revenues
10	UMH Dip Buy Analysis
11	ARTICLES
12	Stocks Trading At 52-Week Low
13	Stocks Trading At 52-Week Low
14	Stocks Trading At 52-Week Low

Trade Ideas

Select past ideas related to UMH. For more, see Trefis Trade Ideas.

Unique Key	Date	Ticker	Company	Category	Trade Strategy	6M Fwd Rtn	12M Fwd Rtn	12M Max DD
MPW_10312025_Short_Squeeze	10312025	MPW	Medical Properties Trust	Special	Short Squeeze PotentialShort Squeeze Potential Has potential for a short squeeze. High short interest, rising short interest and high debt.	-1.9%	-1.9%	-5.8%

Unique Key	Date	Ticker	Company	Category	Trade Strategy	6M Fwd Rtn	12M Fwd Rtn	12M Max DD
MPW_10312025_Short_Squeeze	10312025	MPW	Medical Properties Trust	Special	Short Squeeze PotentialShort Squeeze Potential Has potential for a short squeeze. High short interest, rising short interest and high debt.	-1.9%	-1.9%	-5.8%

Recent Active Movers

1 Day Top Gainers

Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
ORGO	Organogenesis	0.7	44.7%	75.9%
GMED	Globus Medical	11.3	35.9%	1.4%
KODK	Eastman Kodak	0.6	33.2%	18.6%
GCT	GigaCloud Technology	1.3	30.0%	78.8%
FROG	JFrog	6.9	27.0%	104.0%
PGNY	Progyny	1.9	24.2%	29.7%
TNDM	Tandem Diabetes Care	1.1	22.0%	-54.9%
OS	OneStream	4.1	19.2%	-20.3%
FLGT	Fulgent Genetics	0.8	18.2%	42.7%
UAMY	United States Antimony	1.0	17.8%	370.1%

1 Day Top Losers

Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
AIRS	AirSculpt Technologies	0.4	-41.7%	17.9%
FOXF	Fox Factory	0.7	-25.5%	-45.9%
ASTH	Astrana Health	1.3	-23.5%	-19.0%
CERT	Certara	1.4	-23.1%	-18.6%
NTLA	Intellia Therapeutics	1.0	-22.7%	-18.4%
DNA	Ginkgo Bioworks	0.5	-20.8%	-8.9%
SIGA	SIGA Technologies	0.5	-20.0%	20.2%
UI	Ubiquiti	37.0	-19.4%	85.3%
EVCM	EverCommerce	1.7	-19.3%	-15.1%
PSIX	Power Solutions International	1.5	-19.1%	120.8%

1 Week Top Gainers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
TERN	Terns Pharmaceuticals	1.7	123.6%	233.4%
GDEN	Golden Entertainment	0.8	44.7%	-4.9%
FSLY	Fastly	1.7	39.4%	22.5%
GMED	Globus Medical	11.3	38.9%	1.4%
CSIQ	Canadian Solar	1.9	37.1%	156.0%
HAE	Haemonetics	3.3	36.7%	-12.4%
ESTA	Establishment Labs	1.9	35.6%	41.1%
APPN	Appian	3.0	34.6%	22.2%
XMTR	Xometry	3.3	33.1%	51.9%
ORGO	Organogenesis	0.7	32.5%	75.9%

1 Week Top Losers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
QURE	uniQure	1.5	-58.9%	57.4%
ASPN	Aspen Aerogels	0.3	-52.6%	-67.5%
BHVN	Biohaven	0.8	-52.0%	-77.9%
DD	DuPont de Nemours	16.7	-51.3%	-46.9%
SOC	Sable Offshore	0.5	-48.9%	-76.7%
BLZE	Backblaze	0.3	-43.7%	-3.7%
CCOI	Cogent Communications	1.1	-43.1%	-67.5%
NVTS	Navitas Semiconductor	1.6	-41.8%	119.6%
AIRS	AirSculpt Technologies	0.4	-41.2%	17.9%
ACVA	ACV Auctions	0.9	-40.5%	-75.0%

1 Month Top Gainers

Ticker	Company	Mkt Cap (B)	1M Rtn	YTD Rtn
PRAX	Praxis Precision Medicines	3.6	207.2%	118.6%
INBX	Inhibrx Biosciences	1.2	130.5%	424.0%
VTYX	Ventyx Biosciences	0.6	127.2%	300.5%
TERN	Terns Pharmaceuticals	1.7	117.3%	233.4%
PUMP	ProPetro	1.1	95.6%	15.1%
SNDK	SanDisk	34.7	84.7%
REPL	Replimune	0.8	79.5%	-31.4%
CSIQ	Canadian Solar	1.9	78.3%	156.0%
VICR	Vicor	3.9	66.2%	80.9%
ESTA	Establishment Labs	1.9	62.0%	41.1%

1 Month Top Losers

Ticker	Company	Mkt Cap (B)	1M Rtn	YTD Rtn
SOC	Sable Offshore	0.5	-72.8%	-76.7%
NTLA	Intellia Therapeutics	1.0	-62.6%	-18.4%
QURE	uniQure	1.5	-56.3%	57.4%
FMC	FMC	1.8	-53.2%	-69.9%
BHVN	Biohaven	0.8	-52.1%	-77.9%
ASPN	Aspen Aerogels	0.3	-51.4%	-67.5%
LRN	Stride	3.1	-50.3%	-30.7%
FI	Fiserv	35.1	-49.4%	-69.0%
WOLF	Wolfspeed	2.8	-49.3%
ELF	e.l.f. Beauty	4.2	-49.1%	-41.3%

Recent Active Movers

1 Day Top Gainers

Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
ORGO	Organogenesis	0.7	44.7%	75.9%
GMED	Globus Medical	11.3	35.9%	1.4%
KODK	Eastman Kodak	0.6	33.2%	18.6%
GCT	GigaCloud Technology	1.3	30.0%	78.8%
FROG	JFrog	6.9	27.0%	104.0%
PGNY	Progyny	1.9	24.2%	29.7%
TNDM	Tandem Diabetes Care	1.1	22.0%	-54.9%
OS	OneStream	4.1	19.2%	-20.3%
FLGT	Fulgent Genetics	0.8	18.2%	42.7%
UAMY	United States Antimony	1.0	17.8%	370.1%

1 Day Top Losers

Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
AIRS	AirSculpt Technologies	0.4	-41.7%	17.9%
FOXF	Fox Factory	0.7	-25.5%	-45.9%
ASTH	Astrana Health	1.3	-23.5%	-19.0%
CERT	Certara	1.4	-23.1%	-18.6%
NTLA	Intellia Therapeutics	1.0	-22.7%	-18.4%
DNA	Ginkgo Bioworks	0.5	-20.8%	-8.9%
SIGA	SIGA Technologies	0.5	-20.0%	20.2%
UI	Ubiquiti	37.0	-19.4%	85.3%
EVCM	EverCommerce	1.7	-19.3%	-15.1%
PSIX	Power Solutions International	1.5	-19.1%	120.8%

1 Week Top Gainers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
TERN	Terns Pharmaceuticals	1.7	123.6%	233.4%
GDEN	Golden Entertainment	0.8	44.7%	-4.9%
FSLY	Fastly	1.7	39.4%	22.5%
GMED	Globus Medical	11.3	38.9%	1.4%
CSIQ	Canadian Solar	1.9	37.1%	156.0%
HAE	Haemonetics	3.3	36.7%	-12.4%
ESTA	Establishment Labs	1.9	35.6%	41.1%
APPN	Appian	3.0	34.6%	22.2%
XMTR	Xometry	3.3	33.1%	51.9%
ORGO	Organogenesis	0.7	32.5%	75.9%

1 Week Top Losers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
QURE	uniQure	1.5	-58.9%	57.4%
ASPN	Aspen Aerogels	0.3	-52.6%	-67.5%
BHVN	Biohaven	0.8	-52.0%	-77.9%
DD	DuPont de Nemours	16.7	-51.3%	-46.9%
SOC	Sable Offshore	0.5	-48.9%	-76.7%
BLZE	Backblaze	0.3	-43.7%	-3.7%
CCOI	Cogent Communications	1.1	-43.1%	-67.5%
NVTS	Navitas Semiconductor	1.6	-41.8%	119.6%
AIRS	AirSculpt Technologies	0.4	-41.2%	17.9%
ACVA	ACV Auctions	0.9	-40.5%	-75.0%

Peer Comparisons for UMH Properties

Financials

	UMH	SUI	UDR	CPT	BRT	AVB	Median
Name	UMH Prop.	Sun Comm.	UDR	Camden P.	BRT Apar.	AvalonBa.
Mkt Price	15.19	126.62	34.47	101.78	14.64	177.38	68.12
Mkt Cap	1.3	15.7	11.4	11.0	0.3	25.2	11.2
Rev LTM	257	3,222	1,702	1,569	96	3,013	1,636
Op Inc LTM	45	524	309	286	10	915	298
FCF LTM	88	816	602	385	25	1,356	493
FCF 3Y Avg	83	798	564	382	22	1,382	473
CFO LTM	88	816	882	782	25	1,599	799
CFO 3Y Avg	83	798	856	789	22	1,593	794

Growth & Margins

	UMH	SUI	UDR	CPT	BRT	AVB	Median
Name	UMH Prop.	Sun Comm.	UDR	Camden P.	BRT Apar.	AvalonBa.
Rev Chg LTM	8.9%	31.4%	2.4%	1.6%	1.5%	4.7%	3.5%
Rev Chg 3Y Avg	10.0%	7.0%	5.2%	5.2%	37.1%	6.1%	6.6%
Rev Chg Q	10.3%	0.7%	2.8%	2.2%	-0.2%	4.4%	2.5%
QoQ Delta Rev Chg LTM	2.5%	0.1%	0.7%	0.5%	-0.1%	1.1%	0.6%
Op Mgn LTM	17.7%	16.3%	18.2%	18.2%	10.7%	30.4%	17.9%
Op Mgn 3Y Avg	16.9%	17.4%	17.6%	19.6%	8.5%	31.4%	17.5%
QoQ Delta Op Mgn LTM	-0.0%	0.4%	0.3%	-0.5%	-0.4%	-0.5%	-0.2%
CFO/Rev LTM	34.3%	25.3%	51.8%	49.8%	26.4%	53.1%	42.1%
CFO/Rev 3Y Avg	35.5%	27.8%	51.6%	51.0%	23.1%	55.5%	43.3%
FCF/Rev LTM	34.3%	25.3%	35.4%	24.5%	26.4%	45.0%	30.3%
FCF/Rev 3Y Avg	35.5%	27.8%	34.0%	24.7%	23.1%	48.2%	30.9%

Valuation

	UMH	SUI	UDR	CPT	BRT	AVB	Median
Name	UMH Prop.	Sun Comm.	UDR	Camden P.	BRT Apar.	AvalonBa.
Mkt Cap	1.3	15.7	11.4	11.0	0.3	25.2	11.2
P/S	5.0	4.9	6.7	7.0	2.7	8.4	5.9
P/EBIT	24.0	-213.2	30.8	26.3	19.1	17.7	21.5
P/E	48.0	15.4	76.1	41.0	-28.6	21.6	31.3
P/CFO	14.7	19.2	12.9	14.1	10.4	15.8	14.4
Total Yield	7.5%	12.3%	6.3%	6.6%	3.6%	5.6%	6.4%
Dividend Yield	5.4%	5.8%	5.0%	4.2%	7.1%	1.0%	5.2%
FCF Yield 3Y Avg	7.1%	5.1%	4.4%	3.3%	7.0%	5.0%	5.0%
D/E	0.5	0.3	0.5	0.3	1.8	0.4	0.4
Net D/E	0.5	0.2	0.5	0.3	1.7	0.3	0.4

Returns

	UMH	SUI	UDR	CPT	BRT	AVB	Median
Name	UMH Prop.	Sun Comm.	UDR	Camden P.	BRT Apar.	AvalonBa.
1M Rtn	7.3%	1.4%	-3.8%	-1.2%	-3.4%	-4.8%	-2.3%
3M Rtn	-7.1%	1.8%	-8.4%	-2.6%	-0.2%	-4.2%	-3.4%
6M Rtn	-9.7%	6.0%	-16.6%	-12.1%	-0.8%	-12.2%	-10.9%
12M Rtn	-15.7%	9.5%	-17.3%	-11.0%	-15.8%	-19.6%	-15.8%
3Y Rtn	2.7%	6.3%	4.2%	3.7%	-17.0%	22.5%	4.0%
1M Excs Rtn	7.1%	3.2%	-3.6%	-0.1%	-2.1%	-4.5%	-1.1%
3M Excs Rtn	-12.2%	-3.6%	-12.6%	-6.8%	-6.2%	-8.9%	-7.8%
6M Excs Rtn	-28.5%	-12.9%	-35.5%	-30.9%	-19.7%	-31.0%	-29.7%
12M Excs Rtn	-30.8%	-15.0%	-33.1%	-26.9%	-22.8%	-35.3%	-28.9%
3Y Excs Rtn	-75.6%	-69.0%	-78.1%	-77.1%	-98.3%	-63.7%	-76.4%

Financials

Annual
Quarterly

$ Mil \| FY: 12/31	LTM	2024	2023	2022	2021	2020	2019
Period End	9/30/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Filing Date	11/3/2025	2/26/2025	2/28/2024	2/28/2023	2/24/2022	3/10/2021	3/5/2020
Key Financials
Total Revenue	257	241	221	196	186	164	147
Net Income	27	22	8	-5	51	5	28
EPS	0.08	0.03	-0.15	-0.67	0.46	-0.72	0.07
Growth Rates
Total Revenue Growth	8.9%	8.9%	12.8%	5.2%	13.8%	11.6%	13.1%
Net Income Growth	-3.7%	170.1%	265.0%	-109.5%	910.6%	-81.8%	176.6%
Margins
Net Income Margin	10.5%	9.0%	3.6%	-2.5%	27.4%	3.1%	18.9%
Cash & Debt
Total Cash	66	132	92	72	230	119	129
Total Debt	673	615	690	762	499	558	457
Net Debt / (Cash)	607	483	598	690	269	440	328
Cash Flows
Net Cash from Operations	88	82	120	-7	65	67	39
Free Cash from Operations	88	82	120	-7	65	67	39
Returns to Shareholders
Dividends	69	78	66	65	61	59	47
Share Repurchases	-0	-0	-0	247	-0	97	0

$ Mil \| FY: 12/31	2025Q3	2025Q2	2025Q1	2024Q4	2024Q3	2024Q2	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4
Period End	9/30/2025	6/30/2025	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022
Filing Date	11/3/2025	8/6/2025	5/1/2025	2/26/2025	11/6/2024	8/6/2024	5/2/2024	2/28/2024	11/8/2023	8/8/2023	5/9/2023	2/28/2023
Key Financials Quarterly
Total Revenue	67	67	61	62	61	60	58	57	56	55	53	49
Net Income	9	8	5	5	13	5	-2	11	-1	-0	-1	4
EPS	0.05	0.03	0.00	0.00	0.11	0.01	-0.09	0.10	-0.09	-0.07	-0.09	0.01
Key Financials TTM
Total Revenue TTM	257	250	244	241	236	231	226	221	213	209	203	196
Net Income TTM	27	31	28	22	28	13	8	8	0	-3	-10	-5
Growth Rates Quarterly
Total Revenue Growth	10.3%	10.5%	6.1%	8.6%	8.3%	9.1%	9.6%	16.9%	7.9%	12.3%	14.7%	6.0%
Net Income Growth	-28.0%	46.2%	405.3%	-55.6%	983.7%	1527.5%	-8.9%	204.2%	71.6%	94.5%	-144.6%	-78.2%
Margins Quarterly
Net Income Margin	14.0%	11.5%	7.9%	8.1%	21.4%	8.7%	-2.8%	19.8%	-2.6%	-0.7%	-2.8%	7.6%
Cash & Debt
Total Cash	66	109	66	132	101	68	69	92	66	78	72	72
Total Debt	673	659	606	615	615	669	672	690	687	727	751	762
Net Debt / (Cash)	607	550	541	483	514	601	603	598	620	649	679	690
Cash Flows Quarterly
FCF from Operations	23	24	13	27	17	19	19	29	38	40	13	-12
Cash Flows TTM
FCF from Operations TTM	88	81	75	82	83	105	126	120	79	40	0	-7
Returns to Shareholders Quarterly
Dividends	18	18	17	16	15	14	14	13	13	12	12	11
Share Repurchases	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0
Return on Invested Capital (ROIC) Quarterly
ROIC	3.3%	3.4%	2.6%	2.9%	3.4%	3.2%	2.8%	3.1%	2.9%	2.7%	2.3%	1.8%
Return on Invested Capital (ROIC) TTM
ROIC TTM	2.9%	2.9%	2.9%	3.0%	3.0%	2.9%	2.8%	2.7%	2.4%	2.3%	2.2%	2.1%

Segment Financials

Revenue by Segment

$ Mil	2024	2023	2022	2021	2020
Single Segment	221
Rental and Related Income		170	159	143	129
Sales of Manufactured Homes		25	27	20	18
Total	221	196	186	164	147

Price Behavior

Price Behavior

Market Price	$15.19
Market Cap ($ Bil)	1.3
First Trading Date	12/06/1993
Distance from 52W High	-20.4%
	50 Days	200 Days
DMA Price	$14.74	$16.37
DMA Trend	down	down
Distance from DMA	3.1%	-7.2%
	3M	1YR
Volatility	19.7%	21.9%
Downside Capture	83.19	53.69
Upside Capture	20.57	29.16
Correlation (SPY)	28.5%	38.8%

UMH Betas & Captures as of 10/31/2025

	1M	2M	3M	6M	1Y	3Y
Beta	0.23	0.49	0.45	0.56	0.44	0.67
Up Beta	1.26	1.24	1.21	0.52	0.48	0.67
Down Beta	0.57	0.57	0.27	0.67	0.43	0.54
Up Capture	-37%	-15%	-3%	14%	15%	31%
Bmk +ve Days	14	27	37	74	145	425
Stock +ve Days	11	16	26	52	115	362
Down Capture	-20%	64%	70%	103%	64%	94%
Bmk -ve Days	9	17	28	53	106	327
Stock -ve Days	12	27	38	69	128	379

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively

1Y 5Y 10Y

Based On 1-Year Data

		Comparison of UMH With Other Asset Classes (Last 1Y)
	UMH	Sector ETF	Equity	Gold	Commodities	Real Estate	Bitcoin
Annualized Return	-13.2%	-2.0%	18.9%	45.7%	0.7%	-1.3%	49.7%
Annualized Volatility	21.9%	17.8%	19.6%	19.9%	16.1%	18.0%	37.2%
Sharpe Ratio	-0.73	-0.26	0.76	1.78	-0.14	-0.22	0.85
Correlation With Other Assets		68.7%	39.0%	-0.1%	6.0%	70.7%	11.2%

ETFs used for asset classes: Sector ETF = XLRE, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
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Based On 5-Year Data

		Comparison of UMH With Other Asset Classes (Last 5Y)
	UMH	Sector ETF	Equity	Gold	Commodities	Real Estate	Bitcoin
Annualized Return	7.0%	7.3%	17.1%	15.9%	13.8%	7.2%	49.2%
Annualized Volatility	26.3%	19.3%	17.1%	15.6%	18.9%	19.1%	49.3%
Sharpe Ratio	0.27	0.29	0.81	0.82	0.61	0.29	0.76
Correlation With Other Assets		70.1%	46.4%	10.6%	9.3%	73.0%	15.3%

Based On 10-Year Data

		Comparison of UMH With Other Asset Classes (Last 10Y)
	UMH	Sector ETF	Equity	Gold	Commodities	Real Estate	Bitcoin
Annualized Return	9.8%	6.4%	14.3%	12.9%	5.1%	5.3%	77.5%
Annualized Volatility	30.0%	20.7%	18.0%	14.7%	17.7%	20.9%	56.2%
Sharpe Ratio	0.38	0.28	0.69	0.72	0.22	0.23	0.95
Correlation With Other Assets		67.6%	51.9%	4.6%	18.3%	71.5%	10.1%

Short Interest

Short Interest: As Of Date	10152025
Short Interest: Shares Quantity	3,040,914
Short Interest: % Change Since 9302025	44.9%
Average Daily Volume	685,247
Days-to-Cover Short Interest	4.44
Basic Shares Quantity	84,985,000
Short % of Basic Shares	3.6%

Returns Analyses

	Title
0	How Low Can UMH Properties Stock Really Go?

Earnings Returns History

Expand for More

	Forward Returns
Earnings Date	1D Returns	5D Returns	21D Returns
11/3/2025	-0.9%
8/6/2025	0.2%	1.1%	-6.2%
2/26/2025	2.9%	2.9%	2.6%
11/6/2024	1.0%	5.2%	3.8%
8/6/2024	0.2%	2.0%	4.8%
2/28/2024	7.8%	13.7%	13.7%
11/8/2023	-1.6%	-1.1%	1.8%
8/8/2023	-2.5%	-4.4%	-7.5%
...
SUMMARY STATS
# Positive	12	13	12
# Negative	8	7	8
Median Positive	2.7%	2.7%	5.6%
Median Negative	-1.9%	-5.4%	-7.5%
Max Positive	7.8%	13.7%	19.5%
Max Negative	-7.2%	-22.2%	-34.0%

	Forward Returns
11/3/2025	-0.9%
8/6/2025	0.2%	1.1%	-6.2%
2/26/2025	2.9%	2.9%	2.6%
11/6/2024	1.0%	5.2%	3.8%
8/6/2024	0.2%	2.0%	4.8%
2/28/2024	7.8%	13.7%	13.7%
11/8/2023	-1.6%	-1.1%	1.8%
8/8/2023	-2.5%	-4.4%	-7.5%
5/9/2023	2.9%	0.6%	7.9%
2/28/2023	-7.2%	-7.2%	-15.0%
11/8/2022	-2.5%	1.4%	-0.2%
8/3/2022	-2.3%	-6.4%	-13.3%
2/24/2022	3.0%	5.2%	4.7%
11/3/2021	-1.2%	-2.5%	-3.5%
8/4/2021	3.5%	1.2%	6.4%
3/10/2021	-0.2%	2.1%	2.6%
11/4/2020	1.4%	5.3%	9.3%
8/5/2020	5.5%	11.3%	19.5%
3/5/2020	1.3%	-22.2%	-34.0%
11/7/2019	2.5%	2.7%	8.3%
SUMMARY STATS
# Positive	12	13	12
# Negative	8	7	8
Median Positive	2.7%	2.7%	5.6%
Median Negative	-1.9%	-5.4%	-7.5%
Max Positive	7.8%	13.7%	19.5%
Max Negative	-7.2%	-22.2%	-34.0%

SEC Filings

Expand for More

Report Date	Filing Date	Filing
9302025	11032025	10-Q 9/30/2025
6302025	8062025	10-Q 6/30/2025
3312025	5012025	10-Q 3/31/2025
12312024	2262025	10-K 12/31/2024
9302024	11062024	10-Q 9/30/2024
6302024	8062024	10-Q 6/30/2024
3312024	5022024	10-Q 3/31/2024
12312023	2282024	10-K 12/31/2023
9302023	11082023	10-Q 9/30/2023
6302023	8082023	10-Q 6/30/2023
3312023	5092023	10-Q 3/31/2023
12312022	2282023	10-K 12/31/2022
9302022	11082022	10-Q 9/30/2022
6302022	8032022	10-Q 6/30/2022
3312022	5042022	10-Q 3/31/2022
12312021	2242022	10-K 12/31/2021

Insider Activity

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	Owner	Title	Filing Date	Action	Price	Shares	Transacted Value	Value of Held Shares	Form
0	Clark Todd J.		10172025	Buy	13.88	72	1,000	25,562	Form
1	Carus Jeffrey A		10162025	Buy	13.88	72	1,000	9,525	Form

External Quote Links

0	Y Finance	Barrons
1	TradingView	Morningstar
2	SeekingAlpha	ValueLine
3	Motley Fool	Robinhood
4	CNBC	Etrade
5	MarketWatch	Unusual Whales
6	YCharts	Perplexity Finance
7	FinViz

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UMH Properties (UMH)

Market Price (11/8/2025): $15.195 | Market Cap: $1.3 BilSector: Real Estate | Industry: Multi-Family Residential REITs

UMH Properties (UMH)

Market Price (11/8/2025): $15.195Market Cap: $1.3 BilSector: Real EstateIndustry: Multi-Family Residential REITs

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UMH Stock

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Market Price (11/8/2025): $15.195 | Market Cap: $1.3 Bil
Sector: Real Estate | Industry: Multi-Family Residential REITs

Market Price (11/8/2025): $15.195
Market Cap: $1.3 Bil
Sector: Real Estate
Industry: Multi-Family Residential REITs