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Investment Highlights Market Valuation Price Chart Return vs. Risk About PRU Interactive Breakdown Better Bets vs. PRU Latest Trefis Analyses Trade Ideas Recent Active Movers More From Trefis Peer Financials Peer Growth & Margins Peer Valuation Peer Returns Peer Analyses FDIC Bank Data Financials Segment Financials Price Behavior Short Interest Earnings Returns History SEC Filings Insider Activity Industry Resource Links External Quote Links

Prudential Financial (PRU)

Market Price (11/2/2025): $103.85 | Market Cap: $36.9 Bil
Sector: Financials | Industry: Life & Health Insurance

Prudential Financial (PRU)

Market Price (11/2/2025): $103.85
Market Cap: $36.9 Bil
Sector: Financials
Industry: Life & Health Insurance

Investment Highlights Why It Matters Which of these 2 stories sounds closer for this stock?

1. Generates cash flow

The stock generated 4% or more of the share price (called cash flow yield), and shows moderate 10-15% or more growth.

2. Riding a trend

Think Tesla during the pandemic of 2020 when EVs were riding a cultural high, or Nvidia in the current AI boom, or even Figma. These companies don’t have enough yield, or, enough growth, or both - however - they are riding a trend. They have momentum. These can be more volatile - they don’t have the floor of strong cash flow

0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 12%, Dividend Yield is 5.2%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 8.1%, FCF Yield is 14%		 Weak multi-year price returns
2Y Excs Rtn is -37%, 3Y Excs Rtn is -59%		 Weak revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -21%, Rev Chg QQuarterly Revenue Change % is -8.2%
1 Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -134%		  
2 Attractive cash flow generation
CFO LTM is 5.3 Bil, FCF LTM is 5.3 Bil		  
3 Low stock price volatility
Vol 12M is 28%		  
0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 12%, Dividend Yield is 5.2%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 8.1%, FCF Yield is 14%
1 Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -134%
2 Attractive cash flow generation
CFO LTM is 5.3 Bil, FCF LTM is 5.3 Bil
3 Low stock price volatility
Vol 12M is 28%
4 Weak multi-year price returns
2Y Excs Rtn is -37%, 3Y Excs Rtn is -59%
5 Weak revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -21%, Rev Chg QQuarterly Revenue Change % is -8.2%

Market Valuation & Key Metrics

PRUS&P 500
REVENUE GROWTHVERY POOR
Rev LTM ($ Bil)57.9
Rev Chg Q-8.2%6.6%
Rev Chg LTM-21.0%5.6%
Rev Chg 3Y Avg1.9%5.3%
PROFITABILITYVERY POOR
Op Inc LTM ($ Bil)�
CFO LTM ($ Bil)5.3
Net Inc LTM ($ Bil)2.6
CFO/Rev LTM9.1%20.3%
Net Inc Mgn4.5%12.8%
VALUATIONVERY LOW
P/S0.63.2
P/CFO7.015.1
P/FCF7.020.3
P/E14.123.6

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Metric

PRU Stock

               
           

Why The Stock Moved

Qualitative Assessment

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Stock Movement Drivers

Fundamental Drivers

The 2.9% change in PRU stock from 5/3/2025 to 11/1/2025 was primarily driven by a 19.2% change in the company's Net Income Margin (%).
503202511012025Change
Stock Price ($)101.03104.002.94%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)60650.0057926.00-4.49%
Net Income Margin (%)3.79%4.51%19.20%
P/E Multiple15.5914.13-9.38%
Shares Outstanding (Mil)354.30355.09-0.22%
Cumulative Contribution2.94%

LTM = Last Twelve Months as of date shown

Market Drivers

5/3/2025 to 11/1/2025
ReturnCorrelation
PRU2.9% 
Market (SPY)20.7%61.7%
Sector (XLF)5.6%77.9%

Fundamental Drivers

The -10.1% change in PRU stock from 11/1/2024 to 11/1/2025 was primarily driven by a -21.0% change in the company's Total Revenues ($ Mil).
1101202411012025Change
Stock Price ($)115.63104.00-10.06%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)73282.0057926.00-20.95%
Net Income Margin (%)5.60%4.51%-19.36%
P/E Multiple10.1914.1338.68%
Shares Outstanding (Mil)361.29355.091.72%
Cumulative Contribution-10.09%

LTM = Last Twelve Months as of date shown

Market Drivers

11/1/2024 to 11/1/2025
ReturnCorrelation
PRU-10.1% 
Market (SPY)20.6%73.3%
Sector (XLF)13.6%86.1%

Fundamental Drivers

The 14.4% change in PRU stock from 11/2/2022 to 11/1/2025 was primarily driven by a 17.0% change in the company's Net Income Margin (%).
1102202211012025Change
Stock Price ($)90.88104.0014.44%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)61660.0057926.00-6.06%
Net Income Margin (%)3.86%4.51%16.96%
P/E Multiple14.3014.13-1.22%
Shares Outstanding (Mil)374.40355.095.16%
Cumulative Contribution14.14%

LTM = Last Twelve Months as of date shown

Market Drivers

11/2/2023 to 11/1/2025
ReturnCorrelation
PRU24.7% 
Market (SPY)62.0%65.5%
Sector (XLF)61.5%83.1%

Return vs. Risk

Price Returns Compared

 202020212022202320242025Total [1]
Returns
PRU Return-11%45%-4%10%19%-9%48%
Peers Return-10%37%19%7%27%8%114%
S&P 500 Return16%27%-19%24%23%16%112%

Monthly Win Rates [3]
PRU Win Rate50%67%50%58%58%50% 
Peers Win Rate57%67%62%62%65%62% 
S&P 500 Win Rate58%75%42%67%75%70% 

Max Drawdowns [4]
PRU Max Drawdown-58%-2%-18%-21%-2%-19% 
Peers Max Drawdown-53%-3%-8%-20%-2%-6% 
S&P 500 Max Drawdown-31%-1%-25%-1%-2%-15% 

[1] Cumulative total returns since the beginning of 2020
[2] Peers: TRV, AFL, MET, AIG, HIG. See PRU Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 10/31/2025 (YTD)

How Low Can It Go

Unique KeyEventPRUS&P 500
2022 Inflation Shock2022 Inflation Shock  
2022 Inflation Shock% Loss% Loss-36.2%-25.4%
2022 Inflation Shock% Gain to Breakeven% Gain to Breakeven56.8%34.1%
2022 Inflation ShockTime to BreakevenTime to Breakeven421 days464 days
2020 Covid Pandemic2020 Covid Pandemic  
2020 Covid Pandemic% Loss% Loss-59.6%-33.9%
2020 Covid Pandemic% Gain to Breakeven% Gain to Breakeven147.6%51.3%
2020 Covid PandemicTime to BreakevenTime to Breakeven387 days148 days
2018 Correction2018 Correction  
2018 Correction% Loss% Loss-39.0%-19.8%
2018 Correction% Gain to Breakeven% Gain to Breakeven64.0%24.7%
2018 CorrectionTime to BreakevenTime to Breakeven2031 days120 days
2008 Global Financial Crisis2008 Global Financial Crisis  
2008 Global Financial Crisis% Loss% Loss-89.1%-56.8%
2008 Global Financial Crisis% Gain to Breakeven% Gain to Breakeven813.8%131.3%
2008 Global Financial CrisisTime to BreakevenTime to Breakeven2833 days1480 days

Compare to TRV, AFL, MET, AIG, HIG


In The Past

Prudential Financial's stock fell -36.2% during the 2022 Inflation Shock from a high on 4/20/2022. A -36.2% loss requires a 56.8% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth over time.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

About Prudential Financial (PRU)

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Interactive Breakdown

Prudential Financial Interactive Breakdown Analysis

Better Bets than Prudential Financial (PRU)

 PRUBetter Performance than PRU
MetricValueIndustry (Life & Health Insurance)
Rev Chg LTM-21.0%AFL (-16.6%), MFC (10.0%), MET (5.9%), PFG (12.3%), UNM (2.0%)
Rev Chg 3Y Avg1.9%MET (6.0%), UNM (2.9%), GL (4.5%), PRI (4.6%), AXS (5.7%)
CFO/Rev LTM9.1%AFL (16.0%), MFC (60.3%), MET (21.1%), PFG (26.9%), UNM (12.3%)
FCF/Rev LTM9.1%AFL (16.0%), MFC (60.3%), MET (21.1%), PFG (26.4%), UNM (11.3%)
Total Yield12.3%MFC (16.8%), UNM (14.3%), AXS (15.9%), BHF (20.3%), ITIC (12.9%)
 PRUBetter Performance than PRU
MetricValueAll Other Sectors
Rev Chg LTM-21.0%NVDA (71.6%), AAPL (6.0%), MSFT (15.6%), GOOGL (13.4%), AMZN (10.9%)
Rev Chg 3Y Avg1.9%NVDA (92.0%), MSFT (13.2%), GOOGL (11.0%), AMZN (11.3%), AVGO (24.0%)
CFO/Rev LTM9.1%NVDA (46.6%), AAPL (26.6%), MSFT (50.0%), GOOGL (39.3%), AMZN (18.1%)
FCF/Rev LTM9.1%NVDA (43.6%), AAPL (23.5%), MSFT (26.6%), GOOGL (19.1%), AVGO (41.6%)
Total Yield12.3%BABA (37.0%), TM (2048.5%), T (12.6%), VZ (18.6%), PFE (12.9%)
 Best Bets In Financials Sector
 PRUDBRG OTF MTG NMIH CACC ENVA FNF ACGL APAM FI
What You Pay           
P/E14.129.413.38.37.511.110.214.08.610.810.9
P/EBIT�-78.39.26.45.58.87.88.97.66.25.9
What You Get           
Rev Chg Q-8.2%-102.2%1,228.5%-0.7%7.2%6.0%16.3%16.8%22.4%7.8%8.0%
Rev Chg LTM-21.0%-90.0%89.0%2.2%10.0%10.2%21.1%7.4%23.5%8.9%6.7%
Rev Chg 3Y Avg1.9%13,055.0%221.9%1.2%10.1%7.6%23.5%-0.7%29.8%2.9%7.5%
FCF/Rev 3Y Avg9.4%�76.2%62.2%58.8%55.6%54.7%50.8%38.4%27.3%20.7%

[1] Choosing top 10 best bets from each sector quarterly is an alpha producing strategy vs sector benchmark
[2] Historical annualized return of 21%, alpha of 9.1%, and sharpe of 0.94

Latest Trefis Analyses

TitleTopicDate
0DASHBOARDS  
1How Low Can Prudential Financial Stock Really Go?Return 
2PRU Dip Buy Analysis  
3Prudential Financial Total Shareholder Return (TSR): 24.6% in 2024 and 13.2% 3-yr compounded annual returns (below peer average)  
4Prudential Financial (PRU) Operating Cash Flow ComparisonFinancials 
5Prudential Financial (PRU) Net Income ComparisonFinancials 
6Prudential Financial vs. S&P500 CorrelationCorrelation 
7Prudential Financial Price VolatilityVolatility 
8Fundamental Metrics: ...  
9PRU YTD Stock Return Of 15% Outperforms AFL by 9.3% and Underperforms HIG by -12%Return 
10What to expect for Prudential Financial stock, one day after earnings?  
11ARTICLES  
12Sell Prudential Financial Stock Ahead Of Upcoming Earnings? July 25th, 2025
13How Will Prudential Financial Stock React To Its Upcoming Earnings? April 28th, 2025
14UP 19% Over The Last Year, What To Expect From Prudential Stock? January 9th, 2025
15Up 13% YTD, What To Expect From Prudential Financial Stock? April 4th, 2024
16Prudential Financial Stock To Post Mixed Results In Q4 February 6th, 2023
Title
0DASHBOARDS
1Sell Prudential Financial Stock Ahead Of Upcoming Earnings?
2How Will Prudential Financial Stock React To Its Upcoming Earnings?
3UP 19% Over The Last Year, What To Expect From Prudential Stock?
4Up 13% YTD, What To Expect From Prudential Financial Stock?
5Prudential Financial Stock To Post Mixed Results In Q4
6ARTICLES
7How Low Can Prudential Financial Stock Really Go?
8PRU Dip Buy Analysis
9Prudential Financial Total Shareholder Return (TSR): 24.6% in 2024 and 13.2% 3-yr compounded annual returns (below peer average)
10Prudential Financial (PRU) Operating Cash Flow Comparison
11Prudential Financial (PRU) Net Income Comparison
12Prudential Financial vs. S&P500 Correlation
13Prudential Financial Price Volatility
14Fundamental Metrics: ...
15PRU YTD Stock Return Of 15% Outperforms AFL by 9.3% and Underperforms HIG by -12%
16What to expect for Prudential Financial stock, one day after earnings?

Trade Ideas

Select past ideas related to PRU. For more, see Trefis Trade Ideas.

Unique KeyDateTickerCompanyCategoryTrade Strategy6M Fwd Rtn12M Fwd Rtn12M Max DD
BRO_10312025_Dip_Buyer_FCFYield10312025BROBrown & BrownDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin		0.0%0.0%0.0%
CPAY_10312025_Dip_Buyer_FCFYield10312025CPAYCorpayDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin		0.0%0.0%0.0%
EEFT_10312025_Dip_Buyer_FCFYield10312025EEFTEuronet WorldwideDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin		0.0%0.0%0.0%
GPN_10312025_Dip_Buyer_FCFYield10312025GPNGlobal PaymentsDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin		0.0%0.0%0.0%
APO_10102025_Dip_Buyer_FCFYield10102025APOApollo Asset ManagementDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin		5.2%5.2%0.0%
Unique KeyDateTickerCompanyCategoryTrade Strategy6M Fwd Rtn12M Fwd Rtn12M Max DD
BRO_10312025_Dip_Buyer_FCFYield10312025BROBrown & BrownDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin		0.0%0.0%0.0%
CPAY_10312025_Dip_Buyer_FCFYield10312025CPAYCorpayDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin		0.0%0.0%0.0%
EEFT_10312025_Dip_Buyer_FCFYield10312025EEFTEuronet WorldwideDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin		0.0%0.0%0.0%
GPN_10312025_Dip_Buyer_FCFYield10312025GPNGlobal PaymentsDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin		0.0%0.0%0.0%
APO_10102025_Dip_Buyer_FCFYield10102025APOApollo Asset ManagementDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin		5.2%5.2%0.0%

Recent Active Movers

1 Week Top Gainers

#TickerCompany1W RtnYTD Rtn
1PUMPProPetro64.5%11.3%
2VTYXVentyx Biosciences46.8%289.5%
3INBXInhibrx Biosciences42.5%430.3%
4RNAAvidity Biosciences42.1%140.2%
5GCIGannett40.6%4.7%
6CSIQCanadian Solar38.4%86.7%
7DYNDyne Therapeutics31.9%-4.2%
8ZBIOZenas BioPharma30.8%281.6%
9IMVTImmunovant30.3%-0.4%
10BBNXBeta Bionics29.9% 

1 Week Top Losers

#TickerCompany1W RtnYTD Rtn
1LRNStride-55.3%-34.5%
2NTLAIntellia Therapeutics-50.7%8.2%
3FMCFMC-50.2%-67.4%
4FIFiserv-46.7%-67.5%
5VRNSVaronis Systems-43.5%-20.7%
6ATGEAdtalem Global Education-35.9%7.9%
7UAMYUnited States Antimony-32.8%355.9%
8SVVSavers Value Village-31.7%-10.1%
9NWLNewell Brands-31.7%-64.6%
10AKBAAkebia Therapeutics-27.1%16.3%

1 Month Top Gainers

#TickerCompany1M RtnYTD Rtn
1PRAXPraxis Precision Medicines260.1%158.3%
2VTYXVentyx Biosciences141.6%289.5%
3INBXInhibrx Biosciences132.9%430.3%
4TMQTrilogy Metals112.9%283.6%
5REPLReplimune109.2%-19.7%
6PUMPProPetro93.3%11.3%
7VICRVicor85.6%87.8%
8DYNDyne Therapeutics79.9%-4.2%
9GLUEMonte Rosa Therapeutics68.4%85.2%
10NVTSNavitas Semiconductor64.2%277.0%

1 Month Top Losers

#TickerCompany1M RtnYTD Rtn
1LRNStride-53.2%-34.5%
2FMCFMC-51.7%-67.4%
3FIFiserv-47.0%-67.5%
4SOCSable Offshore-46.5%-54.3%
5VRNSVaronis Systems-40.8%-20.7%
6OGNOrganon-38.3%-53.7%
7NTLAIntellia Therapeutics-38.3%8.2%
8VGVenture Global-37.8% 
9ITGRInteger-37.4%-51.3%
10NWLNewell Brands-34.7%-64.6%

Recent Active Movers

1 Week Top Gainers

#TickerCompany1W RtnYTD Rtn
1PUMPProPetro64.5%11.3%
2VTYXVentyx Biosciences46.8%289.5%
3INBXInhibrx Biosciences42.5%430.3%
4RNAAvidity Biosciences42.1%140.2%
5GCIGannett40.6%4.7%
6CSIQCanadian Solar38.4%86.7%
7DYNDyne Therapeutics31.9%-4.2%
8ZBIOZenas BioPharma30.8%281.6%
9IMVTImmunovant30.3%-0.4%
10BBNXBeta Bionics29.9% 

1 Week Top Losers

#TickerCompany1W RtnYTD Rtn
1LRNStride-55.3%-34.5%
2NTLAIntellia Therapeutics-50.7%8.2%
3FMCFMC-50.2%-67.4%
4FIFiserv-46.7%-67.5%
5VRNSVaronis Systems-43.5%-20.7%
6ATGEAdtalem Global Education-35.9%7.9%
7UAMYUnited States Antimony-32.8%355.9%
8SVVSavers Value Village-31.7%-10.1%
9NWLNewell Brands-31.7%-64.6%
10AKBAAkebia Therapeutics-27.1%16.3%

More From Trefis

Research & Analysis

Invest in Strategies

Wealth Management

Peer Comparisons for Prudential Financial

Financials

PRUTRVAFLMETAIGHIGMedian
NamePrudenti.Traveler.Aflac MetLife American.Hartford. 
Mkt Price104.00268.62107.1979.8278.96124.18105.59
Mkt Cap36.960.257.553.545.234.949.4
Rev LTM57,92648,40916,20472,07827,74327,69238,076
Op Inc LTM-------
FCF LTM5,2749,9852,59115,2293,1595,8655,570
FCF 3Y Avg5,7818,6822,99813,7934,7964,9225,351
CFO LTM5,2749,9852,59115,2293,1595,9885,631
CFO 3Y Avg5,7818,6822,99813,7934,7965,1095,445

Growth & Margins

PRUTRVAFLMETAIGHIGMedian
NamePrudenti.Traveler.Aflac MetLife American.Hartford. 
Rev Chg LTM-21.0%6.7%-16.6%5.9%2.2%6.9%4.0%
Rev Chg 3Y Avg1.9%10.1%-7.4%6.0%-8.5%8.6%4.0%
Rev Chg Q-8.2%4.8%-18.2%-1.8%7.2%6.4%1.5%
QoQ Delta Rev Chg LTM-2.7%1.2%-5.5%-0.4%1.7%1.6%0.4%
Op Mgn LTM-------
Op Mgn 3Y Avg-------
QoQ Delta Op Mgn LTM-------
CFO/Rev LTM9.1%20.6%16.0%21.1%11.4%21.6%18.3%
CFO/Rev 3Y Avg9.4%19.4%16.6%19.7%19.7%19.6%19.5%
FCF/Rev LTM9.1%20.6%16.0%21.1%11.4%21.2%18.3%
FCF/Rev 3Y Avg9.4%19.4%16.6%19.7%19.7%18.9%19.1%

Valuation

PRUTRVAFLMETAIGHIGMedian
NamePrudenti.Traveler.Aflac MetLife American.Hartford. 
Mkt Cap36.960.257.553.545.234.949.4
P/S0.61.23.60.71.61.31.3
P/EBIT-7.816.97.98.87.57.9
P/E14.110.223.612.514.19.813.3
P/CFO7.06.022.23.514.35.86.5
Total Yield12.3%10.6%6.2%10.8%9.3%11.9%10.7%
Dividend Yield5.2%0.8%2.0%2.8%2.2%1.7%2.1%
FCF Yield 3Y Avg15.0%17.2%6.2%28.1%10.3%15.8%15.4%
D/E0.60.20.20.40.20.10.2
Net D/E-1.3-1.5-1.2-1.7-0.6-0.5-1.2

Returns

PRUTRVAFLMETAIGHIGMedian
NamePrudenti.Traveler.Aflac MetLife American.Hartford. 
1M Rtn2.0%-4.1%-3.1%-1.9%-0.9%-6.6%-2.5%
3M Rtn4.6%4.4%9.3%7.9%3.1%1.4%4.5%
6M Rtn2.9%1.3%2.1%4.1%-4.6%-0.4%1.7%
12M Rtn-10.1%11.2%4.0%4.7%6.5%14.7%5.6%
3Y Rtn14.4%56.1%70.9%19.0%47.4%82.1%51.7%
1M Excs Rtn0.2%-5.9%-4.9%-3.7%-2.7%-8.4%-4.3%
3M Excs Rtn-4.5%-5.5%0.7%-1.4%-6.6%-9.3%-5.0%
6M Excs Rtn-17.3%-19.0%-18.2%-16.2%-24.8%-20.7%-18.6%
12M Excs Rtn-30.2%-7.5%-18.3%-18.1%-12.0%-4.7%-15.1%
3Y Excs Rtn-59.4%-17.2%5.4%-55.0%-22.9%11.7%-20.1%

Financials

$ Mil | FY: 12/312025Q32025Q22025Q12024Q42024Q32024Q22024Q12023Q42023Q32023Q22023Q12022Q4
Period End9/30/20256/30/20253/31/202512/31/20249/30/20246/30/20243/31/202412/31/20239/30/20236/30/20233/31/202312/31/2022
Filing Date10/30/20257/31/20255/1/20252/13/202510/31/20248/2/20245/2/20242/21/202411/2/20238/3/20235/4/20232/16/2023
Key Financials Quarterly            
Total Revenue17,95013,80413,53712,63519,54314,93523,56215,2428,44213,51817,06313,443
Net Income1,431533707-574481,1981,1381,317-8025111,462-52
EPS4.031.491.97-0.171.243.303.133.62-2.231.383.94-0.16
Key Financials TTM            
Total Revenue TTM57,92659,51960,65070,67573,28262,18160,76454,26552,46664,24862,19856,986
Net Income TTM2,6141,6312,2962,7274,1012,8512,1642,4881,1191,829308-1,647
Growth Rates Quarterly            
Total Revenue Growth-8.2%-7.6%-42.5%-17.1%131.5%10.5%38.1%13.4%-58.3%17.9%44.0%-19.7%
Net Income Growth219.4%-55.5%-37.9%-104.3%155.9%134.4%-22.2%2632.7%-771.7%150.6%396.6%-102.2%
Margins Quarterly            
Net Income Margin8.0%3.9%5.2%-0.5%2.3%8.0%4.8%8.6%-9.5%3.8%8.6%-0.4%
Cash & Debt            
Total Cash71,39870,94670,92066,39368,09363,33466,817340,74557,56057,34662,099329,561
Total Debt22,05121,78222,38921,57021,48221,11521,08520,87420,28320,04121,57121,057
Net Debt / (Cash)-49,347-49,164-48,531-44,823-46,611-42,219-45,732-319,871-37,277-37,305-40,528-308,504
Cash Flows Quarterly            
FCF from Operations4,2961,162-2,5062,3221,105-1465,2211,1032,8401,2241,343-622
Cash Flows TTM            
FCF from Operations TTM5,2742,0837758,5027,2839,01810,3886,5104,7856,2236,5005,158
Returns to Shareholders Quarterly            
Dividends479481491467469472483455458460473446
Share Repurchases250250246254253251242258250253251375
Return on Invested Capital (ROIC) Quarterly            
ROIC------------
Return on Invested Capital (ROIC) TTM            
ROIC TTM------------

Segment Financials

Assets by Segment

$ Mil20242023202220212020
U.S. Business- Retirement Strategies- Individual Retirement Strategies139,934130,173201,273200,718189,040
U.S. Business- Individual Life116,449102,445118,237110,95396,072
U.S. Business- Retirement Strategies- Institutional Retirement Strategies111,308108,565114,016213,726198,153
International Businesses- Gibraltar Life and Other110,060    
International Businesses- Life Planner81,164    
Closed Block division51,08850,93459,97962,08961,327
Prudential Investment Management, Inc (PGIM)42,06448,36453,56648,68047,655
U.S Business- Group Insurance39,21438,20143,28645,60143,712
Corporate and Other29,84223,556122,70125,12444,619
International Businesses 186,791222,736231,128213,335
U.S. Business- Assurance IQ  1,7882,7032,639
Total721,123689,029937,582940,722896,552


Price Behavior

PRU Betas & Captures as of 10/31/2025

 1M2M3M6M1Y3Y
Beta0.740.871.041.191.041.01
Up Beta1.531.571.761.411.060.97
Down Beta1.561.211.191.441.251.24
Up Capture-1%13%61%74%60%63%
Bmk +ve Days14273774145425
Stock +ve Days12223568128406
Down Capture-6%86%87%121%102%100%
Bmk -ve Days9172853106327
Stock -ve Days11223059123345

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively

Short Interest

Short Interest: As Of Date10152025
Short Interest: Shares Quantity5,749,042
Short Interest: % Change Since 93020252.9%
Average Daily Volume1,396,809
Days-to-Cover Short Interest4.12
Basic Shares Quantity355,086,849
Short % of Basic Shares1.6%

Returns Analyses

Earnings Returns History

Expand for More

 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
10/29/20251.9%  
7/30/20251.8%2.3%8.2%
4/30/2025-1.0%-1.4%2.4%
1/15/2025-1.4%-2.6%-7.1%
10/30/2024-3.3%0.9%3.2%
8/1/2024-10.0%-11.2%0.0%
4/30/20241.6%5.2%8.5%
2/6/20245.6%1.8%8.4%
...
SUMMARY STATS   
# Positive121314
# Negative131211
Median Positive2.1%2.5%8.3%
Median Negative-2.6%-2.4%-4.4%
Max Positive6.2%11.8%18.1%
Max Negative-10.0%-11.2%-21.8%

SEC Filings

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Report DateFiling DateFiling
93020251030202510-Q 9/30/2025
6302025731202510-Q 6/30/2025
3312025501202510-Q 3/31/2025
12312024213202510-K 12/31/2024
93020241031202410-Q 9/30/2024
6302024802202410-Q 6/30/2024
3312024502202410-Q 3/31/2024
12312023221202410-K 12/31/2023
93020231102202310-Q 9/30/2023
6302023803202310-Q 6/30/2023
3312023504202310-Q 3/31/2023
12312022216202310-K 12/31/2022
93020221103202210-Q 9/30/2022
6302022805202210-Q 6/30/2022
3312022505202210-Q 3/31/2022
12312021217202210-K 12/31/2021

Insider Activity

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 OwnerTitleFiling DateActionPriceSharesTransacted
Value		Value of
Held Shares		Form
0KAPPLER ANN MEVP and General Counsel9032025Sell109.654,000438,6002,358,133Form
1Feeney CarolineExecutive Vice President3212025Buy115.9012514,4391,322,370Form
2SULLIVAN ANDREW FExecutive Vice President3142025Sell105.986,000635,8802,869,091Form
3Di Sibio Carmine 2242025Buy111.0420022,20822,208Form
4TODMAN MICHAEL 2112025Sell112.982,950333,29142,368Form

Industry Resources

External Quote Links


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