Insperity (NSP)
Market Price (3/4/2026): $21.37 | Market Cap: $812.1 MilSector: Industrials | Industry: Human Resource & Employment Services
Insperity (NSP)
Market Price (3/4/2026): $21.37Market Cap: $812.1 MilSector: IndustrialsIndustry: Human Resource & Employment Services
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 7.5%, Dividend Yield is 8.4%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 3.1% | Weak multi-year price returns2Y Excs Rtn is -111%, 3Y Excs Rtn is -153% | Not profitable at operating income levelOp Inc LTMOperating Income, Last Twelve Months is -10 Mil, Op Mgn LTMOperating Margin = Operating Income / Revenue Reflects profitability before taxes and before impact of capital structure (interest payments). is -0.1% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -28% | Expensive valuation multiplesP/EBITPrice/EBIT or Price/(Operating Income) ratio is 41x | |
| Valuation becoming less expensiveP/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -57% | Not cash flow generativeCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is -4.1%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -4.5% | |
| Megatrend and thematic driversMegatrends include Future of Work. Themes include HR Technology & Outsourcing, Employee Benefits Management, and Workforce Management Solutions. | Key risksNSP key risks include [1] significant margin compression from escalating employee benefits and healthcare costs, Show more. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 7.5%, Dividend Yield is 8.4%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 3.1% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -28% |
| Valuation becoming less expensiveP/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -57% |
| Megatrend and thematic driversMegatrends include Future of Work. Themes include HR Technology & Outsourcing, Employee Benefits Management, and Workforce Management Solutions. |
| Weak multi-year price returns2Y Excs Rtn is -111%, 3Y Excs Rtn is -153% |
| Not profitable at operating income levelOp Inc LTMOperating Income, Last Twelve Months is -10 Mil, Op Mgn LTMOperating Margin = Operating Income / Revenue Reflects profitability before taxes and before impact of capital structure (interest payments). is -0.1% |
| Expensive valuation multiplesP/EBITPrice/EBIT or Price/(Operating Income) ratio is 41x |
| Not cash flow generativeCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is -4.1%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -4.5% |
| Key risksNSP key risks include [1] significant margin compression from escalating employee benefits and healthcare costs, Show more. |
Qualitative Assessment
AI Analysis | Feedback
1. Insperity reported a significant earnings miss and negative profitability for Q4 and full-year 2025, which heavily impacted investor sentiment. The company posted an adjusted loss per share of $0.60 for Q4 2025, falling short of analyst estimates of a $0.47 loss. For the full year 2025, Insperity reported a net loss of $7 million, a substantial decline from a net income of $91 million in the prior year. Additionally, gross profit decreased 21% in Q4 and 14% for the full year.
2. Elevated healthcare benefit costs were a primary driver of the profitability squeeze throughout 2025. Management attributed the severe contraction in gross profit to "continued elevated benefits costs," driven by trends in inpatient, outpatient, and pharmacy claims, as well as large claim activity. The company has implemented a renegotiated UnitedHealthcare contract with a reduced pooling level to $500,000 per member per year and plan design changes effective January 2026, aiming to mitigate these costs.
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Stock Movement Drivers
Fundamental Drivers
The -38.5% change in NSP stock from 11/30/2025 to 3/3/2026 was primarily driven by a -39.0% change in the company's P/S Multiple.| (LTM values as of) | 11302025 | 3032026 | Change |
|---|---|---|---|
| Stock Price ($) | 34.77 | 21.37 | -38.5% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 6,757 | 6,812 | 0.8% |
| P/S Multiple | 0.2 | 0.1 | -39.0% |
| Shares Outstanding (Mil) | 38 | 38 | 0.0% |
| Cumulative Contribution | -38.5% |
Market Drivers
11/30/2025 to 3/3/2026| Return | Correlation | |
|---|---|---|
| NSP | -38.5% | |
| Market (SPY) | -0.4% | 28.2% |
| Sector (XLI) | 14.2% | 26.5% |
Fundamental Drivers
The -60.2% change in NSP stock from 8/31/2025 to 3/3/2026 was primarily driven by a -60.9% change in the company's P/S Multiple.| (LTM values as of) | 8312025 | 3032026 | Change |
|---|---|---|---|
| Stock Price ($) | 53.70 | 21.37 | -60.2% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 6,695 | 6,812 | 1.7% |
| P/S Multiple | 0.3 | 0.1 | -60.9% |
| Shares Outstanding (Mil) | 38 | 38 | 0.0% |
| Cumulative Contribution | -60.2% |
Market Drivers
8/31/2025 to 3/3/2026| Return | Correlation | |
|---|---|---|
| NSP | -60.2% | |
| Market (SPY) | 5.8% | 29.3% |
| Sector (XLI) | 15.9% | 27.3% |
Fundamental Drivers
The -74.6% change in NSP stock from 2/28/2025 to 3/3/2026 was primarily driven by a -75.5% change in the company's P/S Multiple.| (LTM values as of) | 2282025 | 3032026 | Change |
|---|---|---|---|
| Stock Price ($) | 84.16 | 21.37 | -74.6% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 6,581 | 6,812 | 3.5% |
| P/S Multiple | 0.5 | 0.1 | -75.5% |
| Shares Outstanding (Mil) | 38 | 38 | 0.0% |
| Cumulative Contribution | -74.6% |
Market Drivers
2/28/2025 to 3/3/2026| Return | Correlation | |
|---|---|---|
| NSP | -74.6% | |
| Market (SPY) | 15.5% | 30.4% |
| Sector (XLI) | 30.0% | 31.2% |
Fundamental Drivers
The -81.2% change in NSP stock from 2/28/2023 to 3/3/2026 was primarily driven by a -83.3% change in the company's P/S Multiple.| (LTM values as of) | 2282023 | 3032026 | Change |
|---|---|---|---|
| Stock Price ($) | 113.40 | 21.37 | -81.2% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 5,939 | 6,812 | 14.7% |
| P/S Multiple | 0.7 | 0.1 | -83.3% |
| Shares Outstanding (Mil) | 37 | 38 | -1.4% |
| Cumulative Contribution | -81.2% |
Market Drivers
2/28/2023 to 3/3/2026| Return | Correlation | |
|---|---|---|
| NSP | -81.2% | |
| Market (SPY) | 78.1% | 29.5% |
| Sector (XLI) | 81.3% | 34.3% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| NSP Return | 50% | -2% | 5% | -32% | -48% | -45% | -70% |
| Peers Return | 39% | -8% | 26% | 12% | -27% | -20% | 5% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | 1% | 83% |
Monthly Win Rates [3] | |||||||
| NSP Win Rate | 67% | 50% | 50% | 25% | 25% | 33% | |
| Peers Win Rate | 63% | 40% | 57% | 60% | 42% | 40% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 67% | |
Max Drawdowns [4] | |||||||
| NSP Max Drawdown | -5% | -28% | -16% | -37% | -58% | -46% | |
| Peers Max Drawdown | -8% | -25% | -9% | -14% | -32% | -24% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -1% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: ADP, PAYX, TNET, BBSI, RHI. See NSP Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 3/3/2026 (YTD)
How Low Can It Go
| Event | NSP | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -34.0% | -25.4% |
| % Gain to Breakeven | 51.4% | 34.1% |
| Time to Breakeven | 410 days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -72.2% | -33.9% |
| % Gain to Breakeven | 259.2% | 51.3% |
| Time to Breakeven | 358 days | 148 days |
| 2018 Correction | ||
| % Loss | -52.8% | -19.8% |
| % Gain to Breakeven | 111.9% | 24.7% |
| Time to Breakeven | Not Fully Recovered days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -80.3% | -56.8% |
| % Gain to Breakeven | 407.4% | 131.3% |
| Time to Breakeven | 2,737 days | 1,480 days |
Compare to ADP, PAYX, TNET, BBSI, RHI
In The Past
Insperity's stock fell -34.0% during the 2022 Inflation Shock from a high on 11/1/2021. A -34.0% loss requires a 51.4% gain to breakeven.
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About Insperity (NSP)
AI Analysis | Feedback
- Think of them as **ADP for your entire HR department**, handling everything from payroll to benefits and compliance for small businesses.
- They are like the **'Office 365 for HR,'** providing businesses a complete suite of HR, payroll, and benefits management.
- Imagine **Stripe, but for all your HR needs** – simplifying complex payroll, benefits, and compliance for businesses.
AI Analysis | Feedback
Insperity (NSP) primarily offers the following services:
- Professional Employer Organization (PEO) Services: Provides comprehensive HR outsourcing to small and medium-sized businesses, including payroll, employee benefits, HR compliance, workers' compensation, and HR administration.
- HR Solutions: Offers a range of standalone human resources services such as HR consulting, recruiting, performance management, and time and attendance solutions.
AI Analysis | Feedback
Company: Insperity (NSP)
Insperity (NSP) primarily sells its comprehensive human resources and business solutions to other companies. It operates as a professional employer organization (PEO), offering services such as HR administration, payroll processing, employee benefits, workers' compensation, and HR compliance to its clients.
Insperity's target market consists overwhelmingly of small and medium-sized businesses (SMBs) across a wide array of industries within the United States. Due to the highly diversified nature of its business model, Insperity serves tens of thousands of individual client companies. As a result, no single customer or small group of customers constitutes a "major customer" representing a material portion of Insperity's consolidated revenues.
Therefore, Insperity does not have publicly identified major customer companies in the traditional sense, as its revenue is spread across a large volume of SMB clients rather than concentrated with a few large enterprises.
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Paul J. Sarvadi, Chairman and Chief Executive Officer
Paul J. Sarvadi co-founded Insperity in 1986, helping to create the human resources (HR) outsourcing industry. Prior to Insperity, he started and operated several small companies. He has served as Chairman of the Board and CEO since 1989. Sarvadi is the author of "Take Care of Your People: The Enlightened CEO's Guide to Business Success" and was inducted into the Texas Business Hall of Fame in 2007. He attended Rice University and the University of Houston.
James D. Allison, Executive Vice President, Finance; Chief Financial Officer; Treasurer
Jim Allison was appointed Chief Financial Officer in November 2024, succeeding Douglas S. Sharp. He joined Insperity in 1997 and has held various roles of increasing responsibility in the finance department. Before his promotion to CFO, he served as Executive Vice President of Comprehensive Benefit Solutions and Chief Profitability Officer. Prior to joining Insperity, Allison worked in the audit practice of Ernst & Young LLP. He is a Certified Public Accountant and holds a bachelor's degree in business administration and a master's degree in professional accounting from the University of Texas.
A. Steve Arizpe, President and Chief Operating Officer
Steve Arizpe joined Insperity in 1989 as the Houston sales manager. He has served in a variety of leadership positions within the company, including regional sales manager, national sales manager, vice president of sales, and executive vice president of client services. In his current role, he is responsible for strategic leadership in sales, marketing, human resources, client services, traditional employment solutions, and information technology.
Kathy Johnson, Executive Vice President, Strategic Development
Kathy Johnson joined Insperity in 2002 and has held diverse leadership roles across operations, sales, and technology. Her previous position was senior vice president of middle market operations, where she oversaw both sales and operations for the company's largest customer segments. As Executive Vice President of Strategic Development, she focuses on the development and execution of the company's long-range strategies and growth initiatives, including data and analytics strategy, Enterprise Analytics, and Corporate Communications.
Christian P. Callens, Senior Vice President, Legal; General Counsel, Secretary
Christian P. Callens has served as Senior Vice President, Legal, General Counsel & Secretary since January 2024. He joined Insperity in January 2014 as Managing Counsel and Assistant Secretary, leading the Transactions and Corporate Law Practice Group. He was promoted to Deputy General Counsel, Managing Counsel & Assistant Secretary in October 2022. Before his tenure at Insperity, Callens was counsel in the corporate practice of Skadden, Arps, Slate, Meagher & Flom LLP and also held an executive position at a privately-held technology company.
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Key Risks to Insperity (NSP)
Insperity (NYSE: NSP) faces several critical risks to its business, primarily stemming from escalating costs, potential client loss, and broader economic instability. The three most significant risks are:- High Benefits Cost Trend: The most urgent financial risk for Insperity is the escalating cost of employee benefits, particularly healthcare claims. This trend, including rising pharmacy expenses and an increase in significant insurance claims, is directly compressing the company's margins and impacting profitability. This issue has led to a reduction in the company's full-year 2025 guidance and a substantial drop in its stock price.
- Client Attrition Due to Repricing: In response to the rising benefits costs, Insperity is implementing aggressive repricing strategies and making changes to its plan designs. While necessary to offset costs, these actions carry the operational risk of client attrition, despite the company's historically strong client retention rates.
- Economic Uncertainty and Macroeconomic Slowdown: Insperity's business is highly sensitive to overall economic conditions. Adverse macroeconomic factors, such as a recession or a downturn in the market, could significantly impact its small and medium-sized enterprise (SME) client base. A weaker labor market, for instance, could lead to reduced hiring among clients and slower onboarding of new clients, thereby pressuring Insperity's revenue growth. The human resources industry is inherently cyclical, with demand tied directly to the health of the economy.
AI Analysis | Feedback
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Insperity (NSP) primarily operates within the Professional Employer Organization (PEO) model, providing comprehensive human resources (HR) solutions to small and medium-sized businesses, predominantly in the United States. Their core offerings include payroll and employment administration, employee benefits, workers' compensation, government compliance, performance management, and training and development services.
Addressable Market Sizes:
-
Professional Employer Organization (PEO) Industry (U.S.): The market size for the Professional Employer Organizations industry in the United States is projected to be $196.7 billion in 2025. Another source indicates the U.S. PEO Services Market was valued at $174.70 million in 2024 and is projected to reach $420.10 million by 2032. The PEO industry was also reported to generate $358 billion in revenue, growing quickly since 2012. In the U.S., PEOs serve over 200,000 businesses employing 4.5 million people.
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HR Outsourcing (HRO) Market (U.S. & Global): The global HR Outsourcing Market was valued at approximately $31.2 billion in 2024 and is projected to reach $56.4 billion by 2034, with a compound annual growth rate (CAGR) of 6.1%. North America held a dominant share of this market, capturing more than 37% and $11.54 billion in revenue in 2024. Another report states the global HRO market size was valued at $66.23 billion in 2024 and is projected to reach $170.8 billion by 2033. The U.S. HR outsourcing market alone generated $10.8 billion in 2024. Other sources estimate the global HR Outsourcing Market at $42.455.08 million in 2024, anticipated to reach $68,978.07 million by 2032. North America leads the HR outsourcing market, accounting for 42.6% of the global share in 2024. The market is also projected to grow from $19.97 billion in 2024 to $36.68 billion by 2032 globally.
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Human Resource Consulting Market (U.S. & Global): The global Human Resource Consulting Market size is estimated at $73.75 billion in 2024 and is expected to reach $104.02 billion by 2029. Another estimate places the global market at $79.03 billion in 2025, reaching $111.43 billion by 2030. North America held a significant share in the HR consulting market in 2023, and the United States has a robust industry. The U.S. human resource professional service market size was $1.71 billion in 2024 and is projected to be around $6.20 billion by 2034. The global human resource professional service market is valued at $7.40 billion in 2025 and is projected to reach $23.13 billion by 2034.
AI Analysis | Feedback
Insperity (NSP) is anticipated to drive future revenue growth over the next two to three years through several key initiatives and market dynamics:
- Rollout and Adoption of HRScale: Insperity's strategic joint solution with Workday, branded as HRScale, is positioned as a significant catalyst for future growth. This offering specifically targets the underserved mid-market segment and is expected to drive large client sales and enhance client retention.
- Strategic Pricing Increases: To counteract elevated healthcare costs and improve profitability, Insperity is implementing pricing increases for both new and renewing clients. These carefully calibrated adjustments are designed to maintain competitiveness while contributing to a significant profitability rebound in 2026.
- Growth in Average Paid Worksite Employees (WSEEs): The company aims for continued expansion in its average number of paid worksite employees. This growth is expected to be fueled by new sales, strong client retention, and net hiring within existing client bases. Insperity reported a 1% year-over-year increase in WSEEs in Q3 2025.
- Benefits from the New UnitedHealthcare Contract: The recently extended contract with UnitedHealthcare through 2028 is projected to yield substantial cost savings and foster strategic alignment. While directly impacting cost management, these savings can indirectly support revenue growth by enabling more flexible pricing strategies or allowing for increased investment in growth-oriented initiatives.
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Share Repurchases
- Insperity repurchased 671,468 shares in 2022 and 424,509 shares in 2021.
- In the first half of 2025, $19 million was utilized for share repurchases, and an additional 45,000 shares were repurchased in Q3 2025.
- As of August 2023, the share repurchase authorization was increased by 2 million shares, representing approximately 5.25% of current shares outstanding. As of Q3 2025, 1,407,764 shares remained under authorization.
Share Issuance
- The number of outstanding shares was approximately 37,289,427 as of February 1, 2024, and 37,704,152 as of October 27, 2025.
Outbound Investments
- Insperity has a strategic partnership with Workday, Inc. to jointly develop, market, and sell a new full-service human resources solution for small and midsize businesses.
- The company invested approximately $57 million in the Workday strategic partnership in 2024.
- In Q2 2025, $14 million was invested in the Workday strategic partnership, followed by $11 million in Q3 2025.
Capital Expenditures
- Capital expenditures experienced significant increases, with capex per share reaching $2.55 in 2020.
- A primary focus of capital expenditures includes upgrading technology infrastructure to enhance service delivery and client experience.
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| 02272026 | EFX | Equifax | Monopoly | MY | Getting CheaperMonopoly-Like with P/S DeclineLarge cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple | 0.0% | 0.0% | 0.0% |
| 02202026 | LZ | LegalZoom.com | Dip Buy | DB | CFO/Rev | Low D/EDip Buy with High Cash Flow MarginsBuying dips for companies with significant cash flows from operations and reasonable debt / market cap | 7.2% | 7.2% | -5.0% |
| 02132026 | ADP | Automatic Data Processing | Dip Buy | DB | P/E OPMDip Buy with Low PE and High MarginBuying dips for companies with tame PE and meaningfully high operating margin | 1.1% | 1.1% | -3.0% |
| 02132026 | TREX | Trex | Dip Buy | DB | P/E OPMDip Buy with Low PE and High MarginBuying dips for companies with tame PE and meaningfully high operating margin | -3.2% | -3.2% | -5.9% |
| 02132026 | PCTY | Paylocity | Dip Buy | DB | CFO/Rev | Low D/EDip Buy with High Cash Flow MarginsBuying dips for companies with significant cash flows from operations and reasonable debt / market cap | -0.6% | -0.6% | -4.8% |
| 08312025 | NSP | Insperity | Insider | Insider Buys 45DStrong Insider BuyingCompanies with multiple insider buys in the last 45 days | -58.6% | -58.6% | -60.9% |
| 03312020 | NSP | Insperity | Dip Buy | DB | FCF Yield | Low D/EDip Buy with High Free Cash Flow YieldBuying dips for companies with significant free cash flow yield (FCF / Market Cap) and reasonable debt / market cap | 77.3% | 129.6% | -16.8% |
Research & Analysis
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Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 32.94 |
| Mkt Cap | 2.1 |
| Rev LTM | 5,706 |
| Op Inc LTM | 175 |
| FCF LTM | 250 |
| FCF 3Y Avg | 352 |
| CFO LTM | 311 |
| CFO 3Y Avg | 415 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 5.0% |
| Rev Chg 3Y Avg | 5.2% |
| Rev Chg Q | 4.8% |
| QoQ Delta Rev Chg LTM | 1.2% |
| Op Mgn LTM | 5.3% |
| Op Mgn 3Y Avg | 6.3% |
| QoQ Delta Op Mgn LTM | -0.2% |
| CFO/Rev LTM | 6.0% |
| CFO/Rev 3Y Avg | 7.6% |
| FCF/Rev LTM | 4.8% |
| FCF/Rev 3Y Avg | 6.4% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 2.1 |
| P/S | 0.5 |
| P/EBIT | 14.8 |
| P/E | 15.6 |
| P/CFO | 11.5 |
| Total Yield | 8.6% |
| Dividend Yield | 3.7% |
| FCF Yield 3Y Avg | 3.9% |
| D/E | 0.1 |
| Net D/E | -0.0 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | -27.3% |
| 3M Rtn | -17.8% |
| 6M Rtn | -37.1% |
| 12M Rtn | -41.3% |
| 3Y Rtn | -30.2% |
| 1M Excs Rtn | -25.5% |
| 3M Excs Rtn | -17.1% |
| 6M Excs Rtn | -42.7% |
| 12M Excs Rtn | -55.7% |
| 3Y Excs Rtn | -101.3% |
Comparison Analyses
Price Behavior
| Market Price | $21.37 | |
| Market Cap ($ Bil) | 0.8 | |
| First Trading Date | 01/29/1997 | |
| Distance from 52W High | -76.3% | |
| 50 Days | 200 Days | |
| DMA Price | $36.79 | $46.70 |
| DMA Trend | down | down |
| Distance from DMA | -41.9% | -54.2% |
| 3M | 1YR | |
| Volatility | 66.6% | 56.5% |
| Downside Capture | 349.40 | 198.47 |
| Upside Capture | 41.77 | 29.38 |
| Correlation (SPY) | 29.4% | 30.3% |
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 2.15 | 2.25 | 1.85 | 1.54 | 0.89 | 0.86 |
| Up Beta | -0.78 | 0.39 | 0.25 | 0.87 | 0.82 | 0.91 |
| Down Beta | 4.70 | 2.75 | 2.12 | 1.62 | 0.63 | 0.69 |
| Up Capture | -166% | 19% | 70% | 21% | 24% | 18% |
| Bmk +ve Days | 9 | 20 | 31 | 70 | 142 | 431 |
| Stock +ve Days | 8 | 19 | 31 | 56 | 114 | 371 |
| Down Capture | 562% | 411% | 305% | 234% | 144% | 107% |
| Bmk -ve Days | 12 | 21 | 30 | 54 | 109 | 320 |
| Stock -ve Days | 13 | 22 | 30 | 68 | 137 | 381 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with NSP | |
|---|---|---|---|---|
| NSP | -74.7% | 56.4% | -2.20 | - |
| Sector ETF (XLI) | 30.1% | 19.2% | 1.24 | 31.2% |
| Equity (SPY) | 15.6% | 19.3% | 0.63 | 30.4% |
| Gold (GLD) | 79.3% | 26.1% | 2.22 | -8.7% |
| Commodities (DBC) | 17.8% | 17.1% | 0.80 | 7.9% |
| Real Estate (VNQ) | 5.6% | 16.6% | 0.16 | 27.0% |
| Bitcoin (BTCUSD) | -18.7% | 45.2% | -0.32 | 14.3% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with NSP | |
|---|---|---|---|---|
| NSP | -22.3% | 39.8% | -0.52 | - |
| Sector ETF (XLI) | 15.1% | 17.2% | 0.71 | 42.4% |
| Equity (SPY) | 13.2% | 17.0% | 0.61 | 39.3% |
| Gold (GLD) | 22.8% | 17.3% | 1.08 | -3.7% |
| Commodities (DBC) | 10.8% | 19.0% | 0.46 | 6.4% |
| Real Estate (VNQ) | 4.8% | 18.8% | 0.16 | 35.1% |
| Bitcoin (BTCUSD) | 6.7% | 56.8% | 0.34 | 16.3% |
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Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with NSP | |
|---|---|---|---|---|
| NSP | 1.7% | 44.6% | 0.21 | - |
| Sector ETF (XLI) | 15.0% | 19.8% | 0.67 | 47.0% |
| Equity (SPY) | 15.3% | 17.9% | 0.74 | 45.2% |
| Gold (GLD) | 14.9% | 15.6% | 0.80 | -2.5% |
| Commodities (DBC) | 9.1% | 17.6% | 0.43 | 13.9% |
| Real Estate (VNQ) | 6.5% | 20.7% | 0.28 | 42.6% |
| Bitcoin (BTCUSD) | 66.5% | 66.8% | 1.06 | 12.1% |
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Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 2/10/2026 | -10.9% | -23.6% | |
| 11/3/2025 | -17.9% | -27.2% | -18.9% |
| 8/1/2025 | -24.4% | -12.3% | -7.3% |
| 4/29/2025 | -14.5% | -17.6% | -18.3% |
| 2/10/2025 | 16.2% | 26.0% | 28.8% |
| 10/31/2024 | -2.9% | 2.3% | -2.8% |
| 8/1/2024 | -5.2% | -10.4% | -9.4% |
| 5/1/2024 | 1.3% | 2.5% | -8.7% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 10 | 12 | 10 |
| # Negative | 15 | 13 | 14 |
| Median Positive | 8.0% | 5.6% | 9.6% |
| Median Negative | -10.9% | -16.8% | -9.8% |
| Max Positive | 16.2% | 26.0% | 28.8% |
| Max Negative | -24.4% | -27.2% | -43.2% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 12/31/2025 | 02/11/2026 | 10-K |
| 09/30/2025 | 11/04/2025 | 10-Q |
| 06/30/2025 | 08/01/2025 | 10-Q |
| 03/31/2025 | 04/29/2025 | 10-Q |
| 12/31/2024 | 02/11/2025 | 10-K |
| 09/30/2024 | 10/31/2024 | 10-Q |
| 06/30/2024 | 08/06/2024 | 10-Q |
| 03/31/2024 | 05/01/2024 | 10-Q |
| 12/31/2023 | 02/09/2024 | 10-K |
| 09/30/2023 | 10/31/2023 | 10-Q |
| 06/30/2023 | 08/01/2023 | 10-Q |
| 03/31/2023 | 04/26/2023 | 10-Q |
| 12/31/2022 | 02/10/2023 | 10-K |
| 09/30/2022 | 10/31/2022 | 10-Q |
| 06/30/2022 | 08/02/2022 | 10-Q |
| 03/31/2022 | 04/26/2022 | 10-Q |
Insider Activity
Expand for More| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Mehl, Randall | Direct | Buy | 11102025 | 34.25 | 2,000 | 68,500 | 846,215 | Form | |
| 2 | Mehl, Randall | Direct | Buy | 11102025 | 33.88 | 1,000 | 33,880 | 870,953 | Form | |
| 3 | Sarvadi, Paul J | Chairman of the Board & CEO | Direct | Sell | 9192025 | 51.98 | 10,850 | 563,970 | 22,246,963 | Form |
| 4 | Clifford, Tim | Direct | Buy | 8182025 | 51.70 | 1,935 | 100,040 | 1,184,550 | Form | |
| 5 | Kaufman, Carol R | Direct | Buy | 8062025 | 45.24 | 5,000 | 226,200 | 2,129,311 | Form |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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