eHealth (EHTH)
Market Price (2/11/2026): $1.97 | Market Cap: $60.3 MilSector: Financials | Industry: Insurance Brokers
eHealth (EHTH)
Market Price (2/11/2026): $1.97Market Cap: $60.3 MilSector: FinancialsIndustry: Insurance Brokers
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 83%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 79% | Weak multi-year price returns2Y Excs Rtn is -111%, 3Y Excs Rtn is -141% | Weak revenue growthRev Chg QQuarterly Revenue Change % is -7.8% |
| Valuation becoming less expensiveP/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -53% | Not cash flow generativeCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is -3.1%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -6.1% | |
| Megatrend and thematic driversMegatrends include E-commerce & Digital Retail, Digital Health & Telemedicine, and Aging Population & Chronic Disease. Themes include Online Marketplaces, Show more. | Key risksEHTH key risks include [1] a significant Department of Justice lawsuit and [2] persistent profitability concerns driven by challenges in customer acquisition and retention. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 83%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 79% |
| Valuation becoming less expensiveP/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -53% |
| Megatrend and thematic driversMegatrends include E-commerce & Digital Retail, Digital Health & Telemedicine, and Aging Population & Chronic Disease. Themes include Online Marketplaces, Show more. |
| Weak multi-year price returns2Y Excs Rtn is -111%, 3Y Excs Rtn is -141% |
| Weak revenue growthRev Chg QQuarterly Revenue Change % is -7.8% |
| Not cash flow generativeCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is -3.1%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -6.1% |
| Key risksEHTH key risks include [1] a significant Department of Justice lawsuit and [2] persistent profitability concerns driven by challenges in customer acquisition and retention. |
Qualitative Assessment
AI Analysis | Feedback
eHealth (EHTH) stock has lost about 60% since 10/31/2025 because of the following key factors:
1. Persistent Unprofitability and Cash Flow Concerns: eHealth has struggled with ongoing losses over the past several years and is not projected to achieve profitability in the near term. The company's significant reinvestments have led to a negative free cash flow margin, indicating that it has been burning cash rather than generating it from its operations, raising fundamental concerns among investors about its financial health.
2. Decline in Medicare Advantage (MA) Lifetime Value (LTV) and Stalled Revenue Growth: Despite some positive performance during the Annual Enrollment Period (AEP), investor concerns persisted regarding a projected increase in customer turnover, which negatively impacted lifetime value assumptions. Furthermore, the company experienced a year-over-year decline in Medicare Average Lifetime Value (MA LTV), and analysts forecasted that overall revenue growth would stall, indicating that new products and services were not significantly boosting top-line performance.
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1. Persistent Unprofitability and Cash Flow Concerns: eHealth has struggled with ongoing losses over the past several years and is not projected to achieve profitability in the near term. The company's significant reinvestments have led to a negative free cash flow margin, indicating that it has been burning cash rather than generating it from its operations, raising fundamental concerns among investors about its financial health.
2. Decline in Medicare Advantage (MA) Lifetime Value (LTV) and Stalled Revenue Growth: Despite some positive performance during the Annual Enrollment Period (AEP), investor concerns persisted regarding a projected increase in customer turnover, which negatively impacted lifetime value assumptions. Furthermore, the company experienced a year-over-year decline in Medicare Average Lifetime Value (MA LTV), and analysts forecasted that overall revenue growth would stall, indicating that new products and services were not significantly boosting top-line performance.
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Stock Movement Drivers
Fundamental Drivers
The -61.8% change in EHTH stock from 10/31/2025 to 2/10/2026 was primarily driven by a -69.8% change in the company's P/E Multiple.| (LTM values as of) | 10312025 | 2102026 | Change |
|---|---|---|---|
| Stock Price ($) | 5.19 | 1.98 | -61.8% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 547 | 543 | -0.8% |
| Net Income Margin (%) | 7.2% | 9.3% | 28.3% |
| P/E Multiple | 4.0 | 1.2 | -69.8% |
| Shares Outstanding (Mil) | 30 | 31 | -0.7% |
| Cumulative Contribution | -61.8% |
Market Drivers
10/31/2025 to 2/10/2026| Return | Correlation | |
|---|---|---|
| EHTH | -61.8% | |
| Market (SPY) | 1.5% | 29.5% |
| Sector (XLF) | 2.3% | 31.5% |
Fundamental Drivers
The -41.8% change in EHTH stock from 7/31/2025 to 2/10/2026 was primarily driven by a -65.8% change in the company's P/E Multiple.| (LTM values as of) | 7312025 | 2102026 | Change |
|---|---|---|---|
| Stock Price ($) | 3.40 | 1.98 | -41.8% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 553 | 543 | -1.7% |
| Net Income Margin (%) | 5.2% | 9.3% | 76.7% |
| P/E Multiple | 3.5 | 1.2 | -65.8% |
| Shares Outstanding (Mil) | 30 | 31 | -2.1% |
| Cumulative Contribution | -41.8% |
Market Drivers
7/31/2025 to 2/10/2026| Return | Correlation | |
|---|---|---|
| EHTH | -41.8% | |
| Market (SPY) | 9.8% | 29.6% |
| Sector (XLF) | 2.6% | 28.8% |
Fundamental Drivers
The -80.1% change in EHTH stock from 1/31/2025 to 2/10/2026 was primarily driven by a -82.3% change in the company's P/S Multiple.| (LTM values as of) | 1312025 | 2102026 | Change |
|---|---|---|---|
| Stock Price ($) | 9.94 | 1.98 | -80.1% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 465 | 543 | 16.8% |
| P/S Multiple | 0.6 | 0.1 | -82.3% |
| Shares Outstanding (Mil) | 29 | 31 | -3.7% |
| Cumulative Contribution | -80.1% |
Market Drivers
1/31/2025 to 2/10/2026| Return | Correlation | |
|---|---|---|
| EHTH | -80.1% | |
| Market (SPY) | 16.0% | 33.1% |
| Sector (XLF) | 5.1% | 31.5% |
Fundamental Drivers
The -76.1% change in EHTH stock from 1/31/2023 to 2/10/2026 was primarily driven by a -77.7% change in the company's P/S Multiple.| (LTM values as of) | 1312023 | 2102026 | Change |
|---|---|---|---|
| Stock Price ($) | 8.30 | 1.98 | -76.1% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 453 | 543 | 20.0% |
| P/S Multiple | 0.5 | 0.1 | -77.7% |
| Shares Outstanding (Mil) | 27 | 31 | -10.7% |
| Cumulative Contribution | -76.1% |
Market Drivers
1/31/2023 to 2/10/2026| Return | Correlation | |
|---|---|---|
| EHTH | -76.1% | |
| Market (SPY) | 76.6% | 28.7% |
| Sector (XLF) | 53.2% | 27.9% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| EHTH Return | -64% | -81% | 80% | 8% | -51% | -55% | -97% |
| Peers Return | -5% | -22% | 23% | 29% | -36% | -12% | -34% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | 2% | 85% |
Monthly Win Rates [3] | |||||||
| EHTH Win Rate | 42% | 25% | 58% | 50% | 50% | 0% | |
| Peers Win Rate | 52% | 43% | 43% | 55% | 48% | 30% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 100% | |
Max Drawdowns [4] | |||||||
| EHTH Max Drawdown | -70% | -89% | -3% | -59% | -66% | -55% | |
| Peers Max Drawdown | -32% | -42% | -19% | -23% | -47% | -14% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -1% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: GOCO, SLQT, UNH, ELV, CI. See EHTH Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 2/10/2026 (YTD)
How Low Can It Go
| Event | EHTH | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -96.9% | -25.4% |
| % Gain to Breakeven | 3075.0% | 34.1% |
| Time to Breakeven | Not Fully Recovered days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -57.7% | -33.9% |
| % Gain to Breakeven | 136.4% | 51.3% |
| Time to Breakeven | Not Fully Recovered days | 148 days |
| 2018 Correction | ||
| % Loss | -51.9% | -19.8% |
| % Gain to Breakeven | 107.7% | 24.7% |
| Time to Breakeven | 102 days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -75.5% | -56.8% |
| % Gain to Breakeven | 309.0% | 131.3% |
| Time to Breakeven | 1,790 days | 1,480 days |
Compare to GOCO, SLQT, UNH, ELV, CI
In The Past
eHealth's stock fell -96.9% during the 2022 Inflation Shock from a high on 1/26/2021. A -96.9% loss requires a 3075.0% gain to breakeven.
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About eHealth (EHTH)
eHealth, Inc. operates a health insurance marketplace that provides consumer engagement, education, and health insurance enrollment solutions in the United States. The company operates in two segments, Medicare; and Individual, Family and Small Business. Its ecommerce platforms organize and present health insurance information in various formats that enable individuals, families, and small businesses to research, analyze, compare, and purchase a range of health insurance plans. The company operates a marketplace that offers consumers a choice of insurance products, such as Medicare Advantage, Medicare Supplement, Medicare Part D prescription drug, individual and family, small business, and other ancillary health insurance products from health insurance carriers. It markets health insurance plans through its websites, including eHealth.com, eHealthInsurance.com, eHealthMedicare.com, Medicare.com, PlanPrescriber.com, and GoMedigap.com, as well as through a network of marketing partners. The company also licenses its health insurance ecommerce technology that enables health insurance carriers to market and distribute health insurance plans online; and provides online sponsorship and advertising, and lead referral services. eHealth, Inc. was incorporated in 1997 and is headquartered in Santa Clara, California.
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Here are 1-3 brief analogies for eHealth (EHTH):
- eHealth is like Expedia for health insurance.
- eHealth is like LendingTree for health insurance.
- eHealth is like Amazon for health insurance plans.
AI Analysis | Feedback
```html- Medicare Plans: An online marketplace for individuals to compare and enroll in Medicare Advantage, Medicare Supplement, and Medicare Part D plans.
- Individual & Family Health Insurance: A platform for consumers to research, compare, and purchase Affordable Care Act (ACA) compliant and other individual and family health insurance plans.
- Small Business Health Insurance: Services enabling small businesses to find and enroll in group health insurance plans for their employees.
- Ancillary Health Products: Offers supplemental insurance products including dental, vision, and life insurance plans.
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```htmlMajor Customers of eHealth (EHTH)
eHealth, Inc. (symbol: EHTH) primarily serves individual consumers directly, operating as an online health insurance marketplace. The company's business model is predominantly Business-to-Consumer (B2C), connecting individuals with a variety of health insurance plans from numerous carriers. Therefore, it sells primarily to individuals rather than other companies.
The major categories of individual customers that eHealth serves are:
- Seniors and other Medicare-eligible individuals: This significant customer segment includes individuals aged 65 and older, as well as younger individuals with certain disabilities, who are seeking to enroll in Medicare Advantage plans, Medicare Supplement (Medigap) plans, or Medicare Prescription Drug Plans. This represents a substantial portion of eHealth's business.
- Individuals and families under 65: This category comprises people who need to purchase health insurance for themselves and their families outside of an employer-sponsored plan or government programs like Medicaid. They often seek Affordable Care Act (ACA) compliant plans, short-term health insurance, or other individual and family health plans.
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- UnitedHealth Group (UNH)
- Elevance Health (ELV)
- CVS Health (CVS)
- Cigna Group (CI)
- Humana (HUM)
- Centene (CNC)
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Derrick Duke
Chief Executive Officer and Director
Derrick Duke became CEO in September 2025. He most recently served as Chief Executive Officer of Magellan Health, a national healthcare management organization and subsidiary of Centene Corporation. During his tenure at Magellan, he also held dual roles as Chief Financial Officer and Chief Operating Officer, overseeing finance, business transformation, and behavioral health clinical services. Prior to Magellan, he spent nearly 16 years at HealthMarkets, one of the largest U.S. health insurance agencies, holding multiple senior roles including Chief Investment Officer, Chief Financial Officer, and Chief Operating Officer. He helped lead HealthMarkets through its acquisition by UnitedHealth Group in 2019.
John Dolan
Senior Vice President, Chief Financial Officer
John Dolan was appointed SVP, CFO on August 31, 2024. He brings extensive financial experience from previous senior roles at BNY Mellon and American Express.
Michelle Barbeau
Senior Vice President, Chief Revenue Officer
Michelle Barbeau has served as eHealth's Chief Revenue Officer since January 2024. She previously served as eHealth's Chief Marketing Officer from September 2022 to January 2024.
Gavin Galimi
Senior Vice President, General Counsel & Corporate Secretary
Gavin Galimi serves as eHealth's Senior Vice President, General Counsel & Corporate Secretary.
Ketan Babaria
Senior Vice President, Chief Digital & AI Officer
Ketan Babaria serves as eHealth's Senior Vice President, Chief Digital & AI Officer.
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Here are the key risks to eHealth's business:1. Regulatory Environment and Changes
eHealth operates within a deeply complex and evolving regulatory environment, which is identified as the single biggest headwind for the company. Regulatory shifts directly impact eHealth's most lucrative Medicare segment, potentially limiting market expansion, introducing revenue volatility, and heightening risks to commission-based earnings. The company faces ongoing changes in laws, regulations, and guidelines related to healthcare reform and marketing practices. Furthermore, eHealth is involved in a Department of Justice (DOJ) lawsuit alleging violations of the federal False Claims Act, the outcome of which is unpredictable and presents a significant regulatory risk.
2. Profitability Concerns and Customer Acquisition/Retention
Despite efforts towards a turnaround, eHealth continues to face profitability concerns. The company reported a net loss in Q3 2025, raising ongoing questions about its path to sustained profitability. While management has reduced marketing spend in the Medicare segment to control costs, this strategy carries the risk of lower brand visibility and could slow customer acquisition, particularly during the highly competitive Annual Enrollment Period (AEP). Declining estimated membership also indicates product weakness and struggles with acquiring new customers. There are also concerns about a projected increase in customer turnover during the AEP, which raises questions about the company's long-term value (LTV) assumptions for its members. Effective customer retention is critical as it directly drives the lifetime value of a policy.
3. Intense Competition
The markets in which eHealth operates are intensely competitive. The company faces competition from numerous current and future competitors, including government-run health insurance exchanges. The inability to compete effectively in this crowded landscape could adversely affect eHealth's business, operating results, and financial condition.
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The increasing strategic emphasis and investment by major health insurance carriers in their own direct-to-consumer sales channels, both online and via call centers. As carriers enhance their digital capabilities and brand recognition, they could gradually disintermediate third-party online brokers like eHealth, impacting commission revenue and market share.
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eHealth (EHTH) primarily operates as an online marketplace for health insurance solutions within the United States, focusing on Medicare-related plans and individual and family health insurance. The addressable markets for their main products and services are sizable within the U.S.:- Medicare Supplement Health Insurance (Medigap): The U.S. Medicare Supplement health insurance market was valued at approximately $39.1 billion in total earned premiums in 2024. Another estimate placed the market size at $26.97 billion in 2022, with a projection to reach $39.26 billion by 2030, growing at a compound annual growth rate (CAGR) of 5.0% from 2023 to 2030.
- Medicare Advantage Plans: In 2024, Medicare Advantage enrollment in the U.S. reached a record 34.5 million beneficiaries, representing 51% of the country's Medicare-eligible population. Other data shows 32.8 million people enrolled in Medicare Advantage plans in 2024, accounting for 54% of the eligible Medicare population. Globally, the Medicare Advantage market size is projected to reach $456.6 billion in 2023 and is anticipated to reach $758.5 billion by 2032, with a CAGR of 5.8% from 2023 to 2032.
- Individual and Family Health Insurance Plans: The U.S. individual health insurance market size is estimated at $35.50 billion in 2024 and is expected to grow to approximately $67.57 billion by 2034, with a CAGR of 6.65% between 2024 and 2034. The broader North America individual health insurance market was valued at $1.61 trillion in 2022 and is projected to reach $2.56 trillion by 2030, expanding at a CAGR of 6.1% from 2023 to 2030.
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eHealth (EHTH) is anticipated to drive future revenue growth over the next 2-3 years through several key strategies and market dynamics:
- Growth in Medicare Advantage (MA) Enrollments: eHealth's primary focus on the Medicare market, particularly Medicare Advantage, is expected to continue being a significant revenue driver. The company has seen increased Medicare Advantage submissions and approved members, and the market is projected to grow, with Medicare Advantage penetration potentially reaching 60% by 2030.
- Leveraging Digital Innovation and Artificial Intelligence (AI): Investments in technology-driven solutions and digital tools are central to enhancing user experience, attracting a broader customer base, and streamlining operations. eHealth has launched an AI-powered voice agent and continues to emphasize technological advancements to improve efficiency and customer interaction.
- Enhanced Customer Retention Initiatives: Strategic programs focused on comprehensive member retention are designed to encourage consumers to return to the platform for coverage reviews and plan shopping. These initiatives are crucial for increasing customer lifetime value.
- Product Diversification: To mitigate business seasonality and expand its offerings, eHealth is diversifying its product portfolio beyond core Medicare Advantage plans. This includes expanding into year-round products such as Medicare Supplement and various ancillary products like dental, vision, and hospital indemnity plans.
- Favorable Market Dynamics and Increased Commission Rates: eHealth anticipates benefiting from a more favorable competitive environment, including a reduction in broker capacity as some competitors exit the market. Additionally, the company has reported a year-over-year increase in commission rates, with favorable 2026 Medicare Advantage rates expected to further positively impact broker commissions.
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Share Repurchases
- eHealth reported $-3.4 million in repurchase of stock for the trailing twelve months ended June 2025, representing the cash outflow to reacquire common stock.
Share Issuance
- On April 30, 2021, eHealth issued and sold 2.25 million shares of Series A Preferred Stock at an aggregate purchase price of $225.0 million to an investment vehicle of H.I.G. Capital in a private placement.
- In March 2020, eHealth priced a follow-on public offering of 1,800,000 shares of its common stock at $115.00 per share, with underwriters having a 30-day option to purchase up to 270,000 additional shares.
- In October 2025, eHealth granted inducement restricted stock unit (RSU) awards, including 300,000 shares vesting over three years and another 300,000 performance-based shares for the incoming CEO, and 5,000 shares for a new non-executive employee.
Inbound Investments
- In January 2021, an affiliate of H.I.G. Capital made a $225 million strategic investment in eHealth by purchasing convertible preferred stock, with the transaction closing on April 30, 2021.
- The investment from H.I.G. Capital aimed to strengthen eHealth's financial position and accelerate strategic initiatives, including driving online enrollment growth and investing in its telesales team.
- By September 2023, due to a covenant breach on its preferred shares, H.I.G. Capital gained additional governance control, including C-suite hiring power and budget setting.
Capital Expenditures
- Capital expenditures for property, equipment, and similar items were reported as less than $0.5 million in all of 2022 and $0.3 million year-to-date in 2023.
- eHealth has focused investments on technology, branding, retention, and digital platform enhancements, including scaling the deployment of AI voice agents.
- These investments are intended to improve conversion rates, cost efficiency, and the overall consumer experience.
Latest Trefis Analyses
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| ARTICLES |
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Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 137.60 |
| Mkt Cap | 36.1 |
| Rev LTM | 100,372 |
| Op Inc LTM | 50 |
| FCF LTM | 1,586 |
| FCF 3Y Avg | 2,416 |
| CFO LTM | 2,151 |
| CFO 3Y Avg | 3,033 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 11.9% |
| Rev Chg 3Y Avg | 9.9% |
| Rev Chg Q | 10.3% |
| QoQ Delta Rev Chg LTM | 2.4% |
| Op Mgn LTM | 4.4% |
| Op Mgn 3Y Avg | 0.9% |
| QoQ Delta Op Mgn LTM | -0.5% |
| CFO/Rev LTM | 1.4% |
| CFO/Rev 3Y Avg | 2.1% |
| FCF/Rev LTM | 0.7% |
| FCF/Rev 3Y Avg | 1.4% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 36.1 |
| P/S | 0.2 |
| P/EBIT | 4.7 |
| P/E | 7.3 |
| P/CFO | 10.3 |
| Total Yield | 10.2% |
| Dividend Yield | 1.0% |
| FCF Yield 3Y Avg | 2.2% |
| D/E | 1.0 |
| Net D/E | 0.3 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | -18.7% |
| 3M Rtn | -29.1% |
| 6M Rtn | -19.5% |
| 12M Rtn | -63.4% |
| 3Y Rtn | -47.8% |
| 1M Excs Rtn | -18.3% |
| 3M Excs Rtn | -31.5% |
| 6M Excs Rtn | -27.6% |
| 12M Excs Rtn | -78.3% |
| 3Y Excs Rtn | -101.6% |
Price Behavior
Price Behavior
| Market Price | $1.98 | |
| Market Cap ($ Bil) | 0.1 | |
| First Trading Date | 10/20/2006 | |
| Distance from 52W High | -82.2% | |
| 50 Days | 200 Days | |
| DMA Price | $3.72 | $4.14 |
| DMA Trend | down | down |
| Distance from DMA | -46.8% | -52.2% |
| 3M | 1YR | |
| Volatility | 85.9% | 94.4% |
| Downside Capture | 367.82 | 329.63 |
| Upside Capture | -77.29 | 123.21 |
| Correlation (SPY) | 22.9% | 32.6% |
EHTH Betas & Captures as of 1/31/2026
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 0.06 | -0.15 | 2.38 | 2.86 | 1.60 | 1.57 |
| Up Beta | 0.76 | 3.87 | 2.98 | 3.07 | 1.11 | 1.43 |
| Down Beta | -0.31 | -1.47 | 2.07 | 2.02 | 1.29 | 1.67 |
| Up Capture | -436% | -186% | 26% | 329% | 175% | 189% |
| Bmk +ve Days | 11 | 22 | 34 | 71 | 142 | 430 |
| Stock +ve Days | 4 | 15 | 24 | 58 | 106 | 331 |
| Down Capture | 558% | 158% | 332% | 272% | 164% | 112% |
| Bmk -ve Days | 9 | 19 | 27 | 54 | 109 | 321 |
| Stock -ve Days | 15 | 25 | 36 | 62 | 136 | 405 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with EHTH | |
|---|---|---|---|---|
| EHTH | -78.9% | 94.4% | -1.25 | - |
| Sector ETF (XLF) | 4.4% | 19.2% | 0.10 | 31.6% |
| Equity (SPY) | 16.3% | 19.3% | 0.65 | 32.8% |
| Gold (GLD) | 76.7% | 25.0% | 2.25 | -1.9% |
| Commodities (DBC) | 9.4% | 16.6% | 0.37 | 1.4% |
| Real Estate (VNQ) | 6.5% | 16.6% | 0.21 | 18.4% |
| Bitcoin (BTCUSD) | -27.3% | 44.7% | -0.58 | 19.8% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with EHTH | |
|---|---|---|---|---|
| EHTH | -47.6% | 84.0% | -0.40 | - |
| Sector ETF (XLF) | 14.0% | 18.7% | 0.61 | 28.1% |
| Equity (SPY) | 14.1% | 17.0% | 0.66 | 30.8% |
| Gold (GLD) | 22.1% | 16.9% | 1.06 | 3.2% |
| Commodities (DBC) | 11.3% | 18.9% | 0.48 | 3.5% |
| Real Estate (VNQ) | 5.3% | 18.8% | 0.19 | 25.7% |
| Bitcoin (BTCUSD) | 13.4% | 57.9% | 0.45 | 12.0% |
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Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with EHTH | |
|---|---|---|---|---|
| EHTH | -14.9% | 75.3% | 0.13 | - |
| Sector ETF (XLF) | 14.2% | 22.2% | 0.59 | 25.4% |
| Equity (SPY) | 15.7% | 17.9% | 0.75 | 30.4% |
| Gold (GLD) | 15.7% | 15.5% | 0.84 | 2.2% |
| Commodities (DBC) | 8.4% | 17.6% | 0.39 | 7.1% |
| Real Estate (VNQ) | 6.2% | 20.7% | 0.27 | 23.9% |
| Bitcoin (BTCUSD) | 68.8% | 66.7% | 1.08 | 6.7% |
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Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 11/5/2025 | -21.9% | -14.4% | -25.7% |
| 8/6/2025 | 45.6% | 5.8% | 20.8% |
| 5/7/2025 | 22.9% | 6.0% | -9.4% |
| 2/26/2025 | 3.3% | -6.2% | -24.0% |
| 11/6/2024 | -1.4% | 4.5% | 7.5% |
| 8/7/2024 | -18.0% | -12.6% | -20.1% |
| 5/7/2024 | 11.3% | 13.2% | 10.1% |
| 1/26/2024 | 20.8% | 29.9% | 26.5% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 10 | 11 | 10 |
| # Negative | 13 | 12 | 13 |
| Median Positive | 19.8% | 11.3% | 21.5% |
| Median Negative | -13.4% | -14.9% | -24.0% |
| Max Positive | 45.6% | 53.1% | 67.9% |
| Max Negative | -38.8% | -36.6% | -39.9% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 09/30/2025 | 11/06/2025 | 10-Q |
| 06/30/2025 | 08/07/2025 | 10-Q |
| 03/31/2025 | 05/07/2025 | 10-Q |
| 12/31/2024 | 02/27/2025 | 10-K |
| 09/30/2024 | 11/06/2024 | 10-Q |
| 06/30/2024 | 08/07/2024 | 10-Q |
| 03/31/2024 | 05/07/2024 | 10-Q |
| 12/31/2023 | 02/29/2024 | 10-K |
| 09/30/2023 | 11/09/2023 | 10-Q |
| 06/30/2023 | 08/08/2023 | 10-Q |
| 03/31/2023 | 05/09/2023 | 10-Q |
| 12/31/2022 | 03/01/2023 | 10-K |
| 09/30/2022 | 11/08/2022 | 10-Q |
| 06/30/2022 | 08/09/2022 | 10-Q |
| 03/31/2022 | 05/06/2022 | 10-Q |
| 12/31/2021 | 03/01/2022 | 10-K |
Insider Activity
Expand for More| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Galimi, Gavin G | SVP, General Counsel & Secr. | Direct | Buy | 5302025 | 4.32 | 9,500 | 41,037 | 1,053,216 | Form |
Industry Resources
| Financials Resources |
| Federal Reserve Economic Data |
| Federal Reserve |
| FDIC Data |
| American Banker |
| The Banker |
| Banking Technology |
| Insurance Brokers Resources |
| Insurance Business America |
| A.M. Best |
| National Underwriter |
| Insurance News |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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