Cullen/Frost Bankers (CFR)
Market Price (2/14/2026): $144.49 | Market Cap: $9.2 BilSector: Financials | Industry: Regional Banks
Cullen/Frost Bankers (CFR)
Market Price (2/14/2026): $144.49Market Cap: $9.2 BilSector: FinancialsIndustry: Regional Banks
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 9.8%, Dividend Yield is 2.8%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 5.5% | Trading close to highsDist 52W High is -1.8%, Dist 3Y High is -1.8% | Expensive valuation multiplesP/CFOPrice/(Cash Flow from Operations). CFO is cash before capital expenditures. is 34x |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -106% | Weak multi-year price returns3Y Excs Rtn is -47% | Key risksCFR key risks include [1] significant concentration in the Texas market and [2] intense competitive pressure within that market. |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 12% | ||
| Low stock price volatilityVol 12M is 28% | ||
| Megatrend and thematic driversMegatrends include Fintech & Digital Payments. Themes include Digital Payments, and Online Banking & Lending. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 9.8%, Dividend Yield is 2.8%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 5.5% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -106% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 12% |
| Low stock price volatilityVol 12M is 28% |
| Megatrend and thematic driversMegatrends include Fintech & Digital Payments. Themes include Digital Payments, and Online Banking & Lending. |
| Trading close to highsDist 52W High is -1.8%, Dist 3Y High is -1.8% |
| Weak multi-year price returns3Y Excs Rtn is -47% |
| Expensive valuation multiplesP/CFOPrice/(Cash Flow from Operations). CFO is cash before capital expenditures. is 34x |
| Key risksCFR key risks include [1] significant concentration in the Texas market and [2] intense competitive pressure within that market. |
Qualitative Assessment
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Cullen/Frost Bankers (CFR) stock has gained about 20% since 10/31/2025 because of the following key factors:
1. Cullen/Frost Bankers (CFR) reported robust fourth-quarter 2025 earnings that surpassed analyst expectations. The company's diluted EPS for Q4 2025 was $2.56, outperforming the consensus estimates of $2.47. This positive earnings surprise contributed to a 4.3% increase in the stock price in pre-market trading following the announcement. Full-year 2025 net income also saw an 11.5% increase year-over-year, reaching $641.9 million.
2. The company demonstrated continued success with its organic growth and expansion strategy across Texas. Cullen/Frost Bankers has focused on high-growth markets, opening its 200th location, which represents a 50% increase in financial centers since December 2018. This expansion led to significant increases in average deposits and loans, with Q4 2025 average deposits growing 3.1% year-over-year to $41.8 billion and average loans rising 7.2% year-over-year to $21.1 billion. The organic expansion strategy is expected to be accretive to earnings in 2026.
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1. Cullen/Frost Bankers (CFR) reported robust fourth-quarter 2025 earnings that surpassed analyst expectations. The company's diluted EPS for Q4 2025 was $2.56, outperforming the consensus estimates of $2.47. This positive earnings surprise contributed to a 4.3% increase in the stock price in pre-market trading following the announcement. Full-year 2025 net income also saw an 11.5% increase year-over-year, reaching $641.9 million.
2. The company demonstrated continued success with its organic growth and expansion strategy across Texas. Cullen/Frost Bankers has focused on high-growth markets, opening its 200th location, which represents a 50% increase in financial centers since December 2018. This expansion led to significant increases in average deposits and loans, with Q4 2025 average deposits growing 3.1% year-over-year to $41.8 billion and average loans rising 7.2% year-over-year to $21.1 billion. The organic expansion strategy is expected to be accretive to earnings in 2026.
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Stock Movement Drivers
Fundamental Drivers
The 18.3% change in CFR stock from 10/31/2025 to 2/13/2026 was primarily driven by a 15.3% change in the company's P/E Multiple.| (LTM values as of) | 10312025 | 2132026 | Change |
|---|---|---|---|
| Stock Price ($) | 122.15 | 144.48 | 18.3% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 2,191 | 2,235 | 2.0% |
| Net Income Margin (%) | 29.1% | 29.0% | -0.2% |
| P/E Multiple | 12.3 | 14.2 | 15.3% |
| Shares Outstanding (Mil) | 64 | 64 | 0.8% |
| Cumulative Contribution | 18.3% |
Market Drivers
10/31/2025 to 2/13/2026| Return | Correlation | |
|---|---|---|
| CFR | 18.3% | |
| Market (SPY) | -0.0% | 33.7% |
| Sector (XLF) | -1.4% | 60.5% |
Fundamental Drivers
The 15.2% change in CFR stock from 7/31/2025 to 2/13/2026 was primarily driven by a 7.0% change in the company's P/E Multiple.| (LTM values as of) | 7312025 | 2132026 | Change |
|---|---|---|---|
| Stock Price ($) | 125.42 | 144.48 | 15.2% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 2,141 | 2,235 | 4.4% |
| Net Income Margin (%) | 28.5% | 29.0% | 2.0% |
| P/E Multiple | 13.2 | 14.2 | 7.0% |
| Shares Outstanding (Mil) | 64 | 64 | 1.1% |
| Cumulative Contribution | 15.2% |
Market Drivers
7/31/2025 to 2/13/2026| Return | Correlation | |
|---|---|---|
| CFR | 15.2% | |
| Market (SPY) | 8.2% | 40.3% |
| Sector (XLF) | -1.1% | 67.9% |
Fundamental Drivers
The 6.9% change in CFR stock from 1/31/2025 to 2/13/2026 was primarily driven by a 11.1% change in the company's Net Income Margin (%).| (LTM values as of) | 1312025 | 2132026 | Change |
|---|---|---|---|
| Stock Price ($) | 135.21 | 144.48 | 6.9% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 2,029 | 2,235 | 10.1% |
| Net Income Margin (%) | 26.1% | 29.0% | 11.1% |
| P/E Multiple | 16.3 | 14.2 | -13.2% |
| Shares Outstanding (Mil) | 64 | 64 | 0.6% |
| Cumulative Contribution | 6.9% |
Market Drivers
1/31/2025 to 2/13/2026| Return | Correlation | |
|---|---|---|
| CFR | 6.9% | |
| Market (SPY) | 14.3% | 66.5% |
| Sector (XLF) | 1.4% | 74.7% |
Fundamental Drivers
The 21.1% change in CFR stock from 1/31/2023 to 2/13/2026 was primarily driven by a 45.0% change in the company's Total Revenues ($ Mil).| (LTM values as of) | 1312023 | 2132026 | Change |
|---|---|---|---|
| Stock Price ($) | 119.34 | 144.48 | 21.1% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 1,542 | 2,235 | 45.0% |
| Net Income Margin (%) | 31.7% | 29.0% | -8.5% |
| P/E Multiple | 15.7 | 14.2 | -9.5% |
| Shares Outstanding (Mil) | 64 | 64 | 0.9% |
| Cumulative Contribution | 21.1% |
Market Drivers
1/31/2023 to 2/13/2026| Return | Correlation | |
|---|---|---|
| CFR | 21.1% | |
| Market (SPY) | 74.0% | 50.9% |
| Sector (XLF) | 47.7% | 72.2% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| CFR Return | 48% | 9% | -17% | 28% | -3% | 14% | 89% |
| Peers Return | 26% | -12% | 2% | 14% | 6% | 10% | 48% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | -0% | 82% |
Monthly Win Rates [3] | |||||||
| CFR Win Rate | 75% | 50% | 50% | 50% | 50% | 100% | |
| Peers Win Rate | 63% | 47% | 45% | 53% | 55% | 80% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 50% | |
Max Drawdowns [4] | |||||||
| CFR Max Drawdown | 0% | -8% | -36% | -11% | -21% | 0% | |
| Peers Max Drawdown | -3% | -23% | -31% | -13% | -16% | -1% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -1% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: PB, ZION, TCBI, FFIN, HTH. See CFR Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 2/13/2026 (YTD)
How Low Can It Go
| Event | CFR | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -47.3% | -25.4% |
| % Gain to Breakeven | 89.6% | 34.1% |
| Time to Breakeven | Not Fully Recovered days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -49.7% | -33.9% |
| % Gain to Breakeven | 98.8% | 51.3% |
| Time to Breakeven | 297 days | 148 days |
| 2018 Correction | ||
| % Loss | -33.5% | -19.8% |
| % Gain to Breakeven | 50.4% | 24.7% |
| Time to Breakeven | 611 days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -41.7% | -56.8% |
| % Gain to Breakeven | 71.4% | 131.3% |
| Time to Breakeven | 1,530 days | 1,480 days |
Compare to PB, ZION, TCBI, FFIN, HTH
In The Past
Cullen/Frost Bankers's stock fell -47.3% during the 2022 Inflation Shock from a high on 11/8/2022. A -47.3% loss requires a 89.6% gain to breakeven.
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About Cullen/Frost Bankers (CFR)
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that offers commercial and consumer banking services in Texas. It operates in two segments, Banking and Frost Wealth Advisors. The company offers commercial banking services to corporations and other business clients, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; commercial leasing; and treasury management services. It also provides consumer banking services, such as checking accounts, savings programs, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds, and foreign exchange services. Further, it acts as a correspondent for approximately 171 financial institutions; offers trust, investment, agency, and custodial services for individual and corporate clients; provides capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and supports international business activities. Additionally, the company offers insurance and securities brokerage services; and holds securities for investment purposes, as well as investment management services to Frost-managed mutual funds, institutions, and individuals. It operates approximately 157 financial centers and 1,650 ATMs. The company serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.
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1. The PNC Bank of Texas.
2. A more traditional, Texas-focused JPMorgan Chase.
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- Personal Banking Services: Offers checking accounts, savings accounts, credit cards, and various consumer loans such as mortgages and auto loans.
- Business Banking Services: Provides business checking and savings accounts, commercial loans, lines of credit, and treasury management solutions for businesses.
- Wealth Management & Trust Services: Delivers financial planning, investment management, private banking, and fiduciary services for individuals and institutions.
- Insurance Services: Sells a range of insurance products including property, casualty, life, and health coverage.
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For Cullen/Frost Bankers (CFR), as a diversified financial institution, its primary customers are not a few named companies in a traditional business-to-business supplier relationship. Instead, it serves a broad base of clients across various segments. The company provides banking and financial services to both individuals and businesses.
Its customer categories typically include:
- Individual Consumers: This category encompasses individuals and families who utilize a range of personal banking services. These services include checking and savings accounts, mortgages, home equity loans, personal loans, credit cards, and wealth management services for their financial planning and investment needs.
- Small and Medium-sized Businesses (SMBs): These are local and regional enterprises that rely on Frost Bank for commercial banking solutions. Services for SMBs include business checking and savings accounts, commercial loans, lines of credit, equipment financing, treasury management services, and merchant services to manage their daily operations and and facilitate growth.
- Corporate and Institutional Clients: This category serves larger corporations, non-profit organizations, governmental entities, and other financial institutions. They typically require more complex banking services such as larger commercial real estate loans, specialized financing, syndicated credit facilities, and advanced treasury and cash management solutions.
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Here is the management team for Cullen/Frost Bankers (CFR):AI Analysis | Feedback
Cullen/Frost Bankers (CFR) faces several key risks inherent to the banking industry and its specific market focus.- Regulatory and Economic Uncertainties, and Concentration in the Texas Market: Cullen/Frost Bankers operates in a heavily regulated industry, and changes in federal and state banking regulations can significantly impact its operations and profitability. Furthermore, the company's exclusive focus on the Texas market, while a strength in regional expertise, also presents a significant concentration risk. Economic downturns, specific regulatory changes, or intense competitive dynamics within Texas could disproportionately affect CFR's financial stability and performance. The ability to declare and pay dividends is also dependent on federal regulatory considerations.
- Competitive Pressure: The banking market in Texas is highly competitive, with numerous financial institutions vying for market share. This intense competition can impact Cullen/Frost Bankers' ability to attract and retain customers, grow its loan and deposit portfolios, and maintain profitability.
- Credit Risk and Loan Quality: As a lending institution, Cullen/Frost Bankers is inherently exposed to credit risk, which is the risk of losses arising from a borrower's failure to repay a loan. Recent disclosures from peer banks regarding rising loan quality concerns underscore the importance of this risk, as it could impact CFR's future loan performance and overall profitability.
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The increasing competition from digital-only banks (neobanks) and specialized fintech companies that offer agile, often lower-cost, and digitally native banking services (e.g., deposits, payments, consumer and small business lending), directly challenging traditional banks' ability to attract and retain customers without the overhead of a physical branch network.
The expansion of large technology companies into financial services, leveraging their massive user bases, data analytics, and brand loyalty to offer specific financial products (e.g., high-yield savings accounts, payment solutions, buy-now-pay-later services), which can disintermediate traditional banks from direct customer relationships and core banking activities.
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Cullen/Frost Bankers, Inc. (CFR) operates primarily in Texas, offering a comprehensive suite of financial services. Their main products and services include commercial banking, consumer banking, and wealth management.
The estimated addressable market sizes for Cullen/Frost Bankers' main products and services are as follows:
- Commercial Banking: The market size for the Commercial Banking industry in Texas is projected to be $108.7 billion in 2025.
- Consumer Banking: The United States retail banking market, which encompasses consumer banking services, is estimated at USD 0.87 trillion (or $870 billion) in 2025.
- Wealth Management: The United States private banking market, a key component of wealth management services, is valued at USD 59.54 billion in 2025 and is projected to reach USD 94.89 billion by 2030.
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Cullen/Frost Bankers (CFR) is expected to drive future revenue growth over the next 2-3 years through several key strategies and market dynamics:
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Organic Branch Expansion: The company's ongoing strategy of expanding its physical branch network, particularly in major Texas markets like Dallas and Houston, is a central driver. Management anticipates increased contributions to earnings as these newer branches mature, leading to new customer acquisition, deposit inflows, and loan growth.
-
Growth in Lending Portfolio: Cullen/Frost Bankers expects continued growth across its lending portfolio. This includes robust performance in commercial loans, such as energy and commercial & industrial (C&I) segments, as well as significant expansion in consumer real estate loans, including mortgage lending.
-
Expansion of Non-Interest Income: The company projects growth in non-interest income, which includes revenue generated from investment management fees and service charges on deposit accounts. Recent guidance from management indicates an upward revision in the expected growth range for non-interest income.
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Consistent Deposit Growth: As a deposit-led financial institution, Cullen/Frost Bankers emphasizes attracting and growing its deposit base. Sustained deposit inflows are crucial for funding loan expansion and maintaining a stable net interest margin.
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Share Repurchases
- Cullen/Frost Bankers authorized a $150.0 million stock repurchase plan on January 29, 2025, expiring January 28, 2026.
- The company repurchased $39.0 million of shares under a publicly announced plan during 2023.
- No shares were repurchased under a publicly announced stock repurchase plan in 2021 or 2022.
Share Issuance
- On November 19, 2020, Cullen/Frost issued 150,000 shares, totaling $150.0 million in aggregate liquidation preference, of its 4.450% Non-Cumulative Perpetual Preferred Stock, Series B.
- The number of common shares outstanding has remained relatively stable over the past few years, with minor fluctuations related to compensation awards rather than large public issuances.
Capital Expenditures
- Capital expenditures for the last 12 months were approximately -$141.08 million.
- A primary focus of capital expenditures has been on organic growth through the opening of new branch locations and expansion into key Texas markets such as Houston, Dallas, and Austin.
Latest Trefis Analyses
| Title | |
|---|---|
| ARTICLES |
Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 66.94 |
| Mkt Cap | 5.8 |
| Rev LTM | 1,224 |
| Op Inc LTM | - |
| FCF LTM | 267 |
| FCF 3Y Avg | 405 |
| CFO LTM | 292 |
| CFO 3Y Avg | 467 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 8.8% |
| Rev Chg 3Y Avg | 4.4% |
| Rev Chg Q | 8.5% |
| QoQ Delta Rev Chg LTM | 2.1% |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 25.5% |
| CFO/Rev 3Y Avg | 35.0% |
| FCF/Rev LTM | 23.8% |
| FCF/Rev 3Y Avg | 31.7% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 5.8 |
| P/S | 3.9 |
| P/EBIT | - |
| P/E | 14.1 |
| P/CFO | 15.1 |
| Total Yield | 8.9% |
| Dividend Yield | 2.0% |
| FCF Yield 3Y Avg | 9.0% |
| D/E | 0.2 |
| Net D/E | -0.8 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | 5.2% |
| 3M Rtn | 17.7% |
| 6M Rtn | 18.2% |
| 12M Rtn | 8.9% |
| 3Y Rtn | 22.9% |
| 1M Excs Rtn | 6.5% |
| 3M Excs Rtn | 17.3% |
| 6M Excs Rtn | 10.3% |
| 12M Excs Rtn | -2.8% |
| 3Y Excs Rtn | -44.9% |
Segment Financials
Revenue by Segment| $ Mil | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Banking | 1,875 | 1,814 | 1,526 | 1,211 | 1,303 |
| Frost Wealth Advisors | 204 | 187 | 181 | 170 | 148 |
| Non-Banks | -15 | -13 | -11 | -9 | -9 |
| Total | 2,064 | 1,987 | 1,696 | 1,372 | 1,441 |
| $ Mil | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Banking | 561 | 579 | 552 | 415 | 322 |
| Frost Wealth Advisors | 37 | 33 | 38 | 37 | 19 |
| Non-Banks | -22 | -21 | -18 | -16 | -18 |
| Total | 576 | 591 | 572 | 436 | 324 |
Price Behavior
Price Behavior
| Market Price | $144.48 | |
| Market Cap ($ Bil) | 9.3 | |
| First Trading Date | 03/26/1990 | |
| Distance from 52W High | -1.8% | |
| 50 Days | 200 Days | |
| DMA Price | $134.80 | $127.95 |
| DMA Trend | up | up |
| Distance from DMA | 7.2% | 12.9% |
| 3M | 1YR | |
| Volatility | 22.5% | 28.2% |
| Downside Capture | 4.59 | 91.56 |
| Upside Capture | 101.44 | 83.81 |
| Correlation (SPY) | 40.0% | 67.0% |
CFR Betas & Captures as of 1/31/2026
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 0.94 | 0.95 | 0.63 | 0.81 | 0.99 | 1.07 |
| Up Beta | 4.84 | 3.80 | 1.15 | 1.61 | 0.92 | 1.10 |
| Down Beta | 0.73 | 0.72 | 0.67 | 0.92 | 1.15 | 1.02 |
| Up Capture | 98% | 100% | 83% | 56% | 80% | 97% |
| Bmk +ve Days | 11 | 22 | 34 | 71 | 142 | 430 |
| Stock +ve Days | 8 | 18 | 28 | 62 | 123 | 375 |
| Down Capture | -97% | -5% | 15% | 44% | 100% | 104% |
| Bmk -ve Days | 9 | 19 | 27 | 54 | 109 | 321 |
| Stock -ve Days | 12 | 23 | 33 | 63 | 128 | 376 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with CFR | |
|---|---|---|---|---|
| CFR | 5.3% | 28.1% | 0.18 | - |
| Sector ETF (XLF) | 1.6% | 19.3% | -0.04 | 75.2% |
| Equity (SPY) | 14.0% | 19.4% | 0.55 | 67.0% |
| Gold (GLD) | 74.3% | 25.3% | 2.17 | -1.1% |
| Commodities (DBC) | 7.0% | 16.7% | 0.24 | 31.6% |
| Real Estate (VNQ) | 7.9% | 16.6% | 0.28 | 59.4% |
| Bitcoin (BTCUSD) | -32.2% | 44.7% | -0.73 | 22.6% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with CFR | |
|---|---|---|---|---|
| CFR | 11.1% | 30.6% | 0.38 | - |
| Sector ETF (XLF) | 12.4% | 18.7% | 0.54 | 72.9% |
| Equity (SPY) | 13.3% | 17.0% | 0.62 | 52.5% |
| Gold (GLD) | 22.1% | 17.0% | 1.06 | -4.2% |
| Commodities (DBC) | 10.5% | 18.9% | 0.44 | 17.0% |
| Real Estate (VNQ) | 5.2% | 18.8% | 0.18 | 46.9% |
| Bitcoin (BTCUSD) | 7.6% | 57.1% | 0.35 | 17.5% |
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Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with CFR | |
|---|---|---|---|---|
| CFR | 14.8% | 33.8% | 0.50 | - |
| Sector ETF (XLF) | 13.8% | 22.2% | 0.57 | 79.2% |
| Equity (SPY) | 15.6% | 17.9% | 0.75 | 59.9% |
| Gold (GLD) | 15.3% | 15.6% | 0.82 | -11.3% |
| Commodities (DBC) | 8.1% | 17.6% | 0.38 | 26.7% |
| Real Estate (VNQ) | 6.4% | 20.7% | 0.27 | 50.1% |
| Bitcoin (BTCUSD) | 67.4% | 66.7% | 1.07 | 12.2% |
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Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 1/29/2026 | 2.6% | 5.3% | |
| 10/30/2025 | 1.7% | 2.2% | 3.5% |
| 7/31/2025 | -4.9% | -7.7% | -2.4% |
| 5/1/2025 | 3.3% | 5.3% | 9.9% |
| 1/30/2025 | 1.2% | 1.1% | -0.6% |
| 10/31/2024 | -2.4% | 10.1% | 8.5% |
| 7/25/2024 | 3.4% | 2.8% | -4.2% |
| 4/25/2024 | -5.2% | -9.9% | -12.8% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 15 | 15 | 14 |
| # Negative | 9 | 9 | 9 |
| Median Positive | 3.3% | 4.9% | 5.3% |
| Median Negative | -2.8% | -5.0% | -4.2% |
| Max Positive | 10.1% | 10.1% | 31.9% |
| Max Negative | -7.6% | -12.0% | -18.0% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 12/31/2025 | 02/05/2026 | 10-K |
| 09/30/2025 | 10/30/2025 | 10-Q |
| 06/30/2025 | 07/31/2025 | 10-Q |
| 03/31/2025 | 05/01/2025 | 10-Q |
| 12/31/2024 | 02/06/2025 | 10-K |
| 09/30/2024 | 10/31/2024 | 10-Q |
| 06/30/2024 | 07/25/2024 | 10-Q |
| 03/31/2024 | 04/25/2024 | 10-Q |
| 12/31/2023 | 02/06/2024 | 10-K |
| 09/30/2023 | 10/26/2023 | 10-Q |
| 06/30/2023 | 07/27/2023 | 10-Q |
| 03/31/2023 | 04/27/2023 | 10-Q |
| 12/31/2022 | 02/03/2023 | 10-K |
| 09/30/2022 | 10/27/2022 | 10-Q |
| 06/30/2022 | 07/28/2022 | 10-Q |
| 03/31/2022 | 04/28/2022 | 10-Q |
Insider Activity
Expand for More| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Pullin, Ericka Lynn | GEVP, Culture & People Dev. | Direct | Sell | 12152025 | 129.72 | 0 | 43 | 262,617 | Form |
| 2 | Rhodes, Coolidge E Jr | Group EVP General Counsel/Sec | Direct | Sell | 12102025 | 127.00 | 700 | 88,900 | 481,965 | Form |
| 3 | Henson, Matthew Bradley | Chief Accounting Officer | Direct | Buy | 5052025 | 16.93 | 1,870 | 31,659 | 93,877 | Form |
| 4 | Bracher, Paul | President of CFR | Direct | Sell | 2032025 | 139.45 | 11,500 | 1,603,675 | 14,355,820 | Form |
| 5 | Berman, Bobby | GEVP Research & Strategy | Direct | Sell | 2022026 | 137.07 | 1,000 | 137,070 | 3,893,610 | Form |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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