Century Communities (CCS)
Market Price (11/7/2025): $60.43 | Market Cap: $1.8 Bil
Sector: Consumer Discretionary | Industry: Homebuilding
Century Communities (CCS)
Market Price (11/7/2025): $60.43
Market Cap: $1.8 Bil
Sector: Consumer Discretionary
Industry: Homebuilding
Investment Highlights
Why It Matters
Which of these 2 stories sounds closer for this stock?
1. Generates cash flow
The stock generated 4% or more of the share price (called cash flow yield), and shows moderate 10-15% or more growth.
2. Riding a trend
Think Tesla during the pandemic of 2020 when EVs were riding a cultural high, or Nvidia in the current AI boom, or even Figma. These companies don’t have enough yield, or, enough growth, or both - however - they are riding a trend. They have momentum. These can be more volatile - they don’t have the floor of strong cash flow
| Attractive yield Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 13%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 9.1%, FCF Yield is 10% | Weak multi-year price returns 2Y Excs Rtn is -63%, 3Y Excs Rtn is -32% | Debt is significant Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 86% |
| Low stock price volatility Vol 12M is 40% | Weak revenue growth Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -4.0%, Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -1.7%, Rev Chg QQuarterly Revenue Change % is -14% |
| Attractive yield Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 13%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 9.1%, FCF Yield is 10% |
| Low stock price volatility Vol 12M is 40% |
| Weak multi-year price returns 2Y Excs Rtn is -63%, 3Y Excs Rtn is -32% |
| Debt is significant Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 86% |
| Weak revenue growth Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -4.0%, Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -1.7%, Rev Chg QQuarterly Revenue Change % is -14% |
Market Valuation & Key Metrics
CCS Stock
Return vs. Risk
Price Returns Compared
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| CCS Return | 60% | 88% | -38% | 85% | -19% | -17% | 133% |
| Peers Return | 23% | 43% | -22% | 91% | 7% | -14% | 142% |
| S&P 500 Return | 16% | 27% | -19% | 24% | 23% | 14% | 108% |
Monthly Win Rates [3] | |||||||
| CCS Win Rate | 75% | 83% | 42% | 58% | 42% | 30% | |
| Peers Win Rate | 53% | 50% | 33% | 50% | 52% | 44% | |
| S&P 500 Win Rate | 58% | 75% | 42% | 67% | 75% | 70% | |
Max Drawdowns [4] | |||||||
| CCS Max Drawdown | -62% | -4% | -50% | 0% | -19% | -30% | |
| Peers Max Drawdown | -46% | -4% | -35% | 0% | -8% | -31% | |
| S&P 500 Max Drawdown | -31% | -1% | -25% | -1% | -2% | -15% | |
[1] Cumulative total returns since the beginning of 2020
[2] Peers: CVCO, MHO, GRBK, TPH, SPHL. See CCS Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 11/6/2025 (YTD)
How Low Can It Go
| Event | CCS | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -52.5% | -25.4% |
| % Gain to Breakeven | 110.5% | 34.1% |
| Time to Breakeven | 545 days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -73.3% | -33.9% |
| % Gain to Breakeven | 275.0% | 51.3% |
| Time to Breakeven | 156 days | 148 days |
| 2018 Correction | ||
| % Loss | -53.0% | -19.8% |
| % Gain to Breakeven | 113.0% | 24.7% |
| Time to Breakeven | 410 days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -42.3% | -56.8% |
| % Gain to Breakeven | 73.4% | 131.3% |
| Time to Breakeven | 503 days | 1480 days |
Compare to CVCO, MHO, GRBK, TPH, SPHL
In The Past
Century Communities's stock fell -52.5% during the 2022 Inflation Shock from a high on 12/10/2021. A -52.5% loss requires a 110.5% gain to breakeven.
Preserve Wealth
Limiting losses and compounding gains is essential to preserving wealth over time.
Asset Allocation
Actively managed asset allocation strategies protect wealth. Learn more.
Latest Trefis Analyses
| Title | |
|---|---|
| ARTICLES |
Trade Ideas
Select past ideas related to CCS. For more, see Trefis Trade Ideas.
| Date | Ticker | Company | Category | Trade Strategy | 6M Fwd Rtn | 12M Fwd Rtn | 12M Max DD |
|---|---|---|---|---|---|---|---|
| 10312025 | LRN | Stride | Dip Buy | DB | P/E OPMDip Buy with Low PE and High Margin Buying dips for companies with tame PE and meaningfully high operating margin | 3.8% | 3.8% | 0.0% |
| 10312025 | DECK | Deckers Outdoor | Dip Buy | DB | CFO/Rev | Low D/EDip Buy with High Cash Flow Margins Buying dips for companies with significant cash flows from operations and reasonable debt / market cap | -2.1% | -2.1% | -2.4% |
| 10312025 | ATGE | Adtalem Global Education | Quality | Q | Momentum | UpsideQuality Stocks with Momentum and Upside Buying quality stocks with strong momentum but still having room to run | -2.9% | -2.9% | -5.9% |
| 10242025 | GNTX | Gentex | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin | -2.5% | -2.5% | -2.5% |
| 10172025 | LNW | Light & Wonder | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin | 4.7% | 4.7% | -6.2% |
| Date | Ticker | Company | Category | Trade Strategy | 6M Fwd Rtn | 12M Fwd Rtn | 12M Max DD |
|---|---|---|---|---|---|---|---|
| 10312025 | LRN | Stride | Dip Buy | DB | P/E OPMDip Buy with Low PE and High Margin Buying dips for companies with tame PE and meaningfully high operating margin | 3.8% | 3.8% | 0.0% |
| 10312025 | DECK | Deckers Outdoor | Dip Buy | DB | CFO/Rev | Low D/EDip Buy with High Cash Flow Margins Buying dips for companies with significant cash flows from operations and reasonable debt / market cap | -2.1% | -2.1% | -2.4% |
| 10312025 | ATGE | Adtalem Global Education | Quality | Q | Momentum | UpsideQuality Stocks with Momentum and Upside Buying quality stocks with strong momentum but still having room to run | -2.9% | -2.9% | -5.9% |
| 10242025 | GNTX | Gentex | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin | -2.5% | -2.5% | -2.5% |
| 10172025 | LNW | Light & Wonder | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin | 4.7% | 4.7% | -6.2% |
Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons for Century Communities
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 61.11 |
| Mkt Cap | 2.7 |
| Rev LTM | 3,752 |
| Op Inc LTM | 390 |
| FCF LTM | 184 |
| FCF 3Y Avg | 187 |
| CFO LTM | 242 |
| CFO 3Y Avg | 210 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 4.8% |
| Rev Chg 3Y Avg | 1.2% |
| Rev Chg Q | -4.7% |
| QoQ Delta Rev Chg LTM | -1.1% |
| Op Mgn LTM | 10.5% |
| Op Mgn 3Y Avg | 12.2% |
| QoQ Delta Op Mgn LTM | -0.8% |
| CFO/Rev LTM | 7.7% |
| CFO/Rev 3Y Avg | 8.3% |
| FCF/Rev LTM | 7.2% |
| FCF/Rev 3Y Avg | 8.1% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 2.7 |
| P/S | 0.8 |
| P/EBIT | 6.2 |
| P/E | 8.3 |
| P/CFO | 13.4 |
| Total Yield | 12.5% |
| Dividend Yield | 0.0% |
| FCF Yield 3Y Avg | 6.5% |
| D/E | 0.3 |
| Net D/E | 0.1 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | -4.9% |
| 3M Rtn | -2.2% |
| 6M Rtn | 6.5% |
| 12M Rtn | -23.0% |
| 3Y Rtn | 181.4% |
| 1M Excs Rtn | -4.1% |
| 3M Excs Rtn | -7.1% |
| 6M Excs Rtn | -12.2% |
| 12M Excs Rtn | -38.5% |
| 3Y Excs Rtn | 75.2% |
Comparison Analyses
Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 10/22/2025 | 7.2% | 0.9% | |
| 7/23/2025 | -5.8% | -11.9% | -1.8% |
| 4/23/2025 | -6.3% | -9.2% | -13.4% |
| 1/29/2025 | 4.8% | 3.0% | -6.6% |
| 10/23/2024 | 2.6% | -1.3% | -4.6% |
| 7/24/2024 | 3.3% | 8.4% | 0.7% |
| 4/24/2024 | -4.7% | -2.6% | 0.7% |
| 1/31/2024 | 7.6% | -1.0% | 1.0% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 17 | 15 | 14 |
| # Negative | 8 | 10 | 11 |
| Median Positive | 5.8% | 8.0% | 8.3% |
| Median Negative | -5.2% | -4.9% | -5.4% |
| Max Positive | 19.5% | 27.0% | 42.6% |
| Max Negative | -9.5% | -11.9% | -13.4% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 9302025 | 10232025 | 10-Q 9/30/2025 |
| 6302025 | 7242025 | 10-Q 6/30/2025 |
| 3312025 | 4242025 | 10-Q 3/31/2025 |
| 12312024 | 1302025 | 10-K 12/31/2024 |
| 9302024 | 10242024 | 10-Q 9/30/2024 |
| 6302024 | 7252024 | 10-Q 6/30/2024 |
| 3312024 | 4252024 | 10-Q 3/31/2024 |
| 12312023 | 2052024 | 10-K 12/31/2023 |
| 9302023 | 10262023 | 10-Q 9/30/2023 |
| 6302023 | 7272023 | 10-Q 6/30/2023 |
| 3312023 | 4272023 | 10-Q 3/31/2023 |
| 12312022 | 2022023 | 10-K 12/31/2022 |
| 9302022 | 10272022 | 10-Q 9/30/2022 |
| 6302022 | 7282022 | 10-Q 6/30/2022 |
| 3312022 | 4282022 | 10-Q 3/31/2022 |
| 12312021 | 2032022 | 10-K 12/31/2021 |
Insider Activity
Expand for More| Owner | Title | Filing Date | Action | Price | Shares | Transacted Value | Value of Held Shares | Form | |
|---|---|---|---|---|---|---|---|---|---|
| 0 | Ramirez Elisa Z | 5132025 | Buy | 53.86 | 1,500 | 80,790 | 456,786 | Form |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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