Tearsheet

Century Communities (CCS)


Market Price (11/7/2025): $60.43 | Market Cap: $1.8 Bil
Sector: Consumer Discretionary | Industry: Homebuilding

Century Communities (CCS)


Market Price (11/7/2025): $60.43
Market Cap: $1.8 Bil
Sector: Consumer Discretionary
Industry: Homebuilding

Investment Highlights Why It Matters Which of these 2 stories sounds closer for this stock?

1. Generates cash flow

The stock generated 4% or more of the share price (called cash flow yield), and shows moderate 10-15% or more growth.

2. Riding a trend

Think Tesla during the pandemic of 2020 when EVs were riding a cultural high, or Nvidia in the current AI boom, or even Figma. These companies don’t have enough yield, or, enough growth, or both - however - they are riding a trend. They have momentum. These can be more volatile - they don’t have the floor of strong cash flow


0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 13%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 9.1%, FCF Yield is 10%
Weak multi-year price returns
2Y Excs Rtn is -63%, 3Y Excs Rtn is -32%
Debt is significant
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 86%
1 Low stock price volatility
Vol 12M is 40%
  Weak revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -4.0%, Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -1.7%, Rev Chg QQuarterly Revenue Change % is -14%
0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 13%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 9.1%, FCF Yield is 10%
1 Low stock price volatility
Vol 12M is 40%
2 Weak multi-year price returns
2Y Excs Rtn is -63%, 3Y Excs Rtn is -32%
3 Debt is significant
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 86%
4 Weak revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -4.0%, Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -1.7%, Rev Chg QQuarterly Revenue Change % is -14%

Market Valuation & Key Metrics

CCS Stock


Return vs. Risk


Price Returns Compared

 202020212022202320242025Total [1]
Returns
CCS Return60%88%-38%85%-19%-17%133%
Peers Return23%43%-22%91%7%-14%142%
S&P 500 Return16%27%-19%24%23%14%108%

Monthly Win Rates [3]
CCS Win Rate75%83%42%58%42%30% 
Peers Win Rate53%50%33%50%52%44% 
S&P 500 Win Rate58%75%42%67%75%70% 

Max Drawdowns [4]
CCS Max Drawdown-62%-4%-50%0%-19%-30% 
Peers Max Drawdown-46%-4%-35%0%-8%-31% 
S&P 500 Max Drawdown-31%-1%-25%-1%-2%-15% 


[1] Cumulative total returns since the beginning of 2020
[2] Peers: CVCO, MHO, GRBK, TPH, SPHL. See CCS Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 11/6/2025 (YTD)

How Low Can It Go

Unique KeyEventCCSS&P 500
2022 Inflation Shock2022 Inflation Shock  
2022 Inflation Shock% Loss% Loss-52.5%-25.4%
2022 Inflation Shock% Gain to Breakeven% Gain to Breakeven110.5%34.1%
2022 Inflation ShockTime to BreakevenTime to Breakeven545 days464 days
2020 Covid Pandemic2020 Covid Pandemic  
2020 Covid Pandemic% Loss% Loss-73.3%-33.9%
2020 Covid Pandemic% Gain to Breakeven% Gain to Breakeven275.0%51.3%
2020 Covid PandemicTime to BreakevenTime to Breakeven156 days148 days
2018 Correction2018 Correction  
2018 Correction% Loss% Loss-53.0%-19.8%
2018 Correction% Gain to Breakeven% Gain to Breakeven113.0%24.7%
2018 CorrectionTime to BreakevenTime to Breakeven410 days120 days
2008 Global Financial Crisis2008 Global Financial Crisis  
2008 Global Financial Crisis% Loss% Loss-42.3%-56.8%
2008 Global Financial Crisis% Gain to Breakeven% Gain to Breakeven73.4%131.3%
2008 Global Financial CrisisTime to BreakevenTime to Breakeven503 days1480 days

Compare to CVCO, MHO, GRBK, TPH, SPHL


In The Past

Century Communities's stock fell -52.5% during the 2022 Inflation Shock from a high on 12/10/2021. A -52.5% loss requires a 110.5% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth over time.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

About Century Communities (CCS)

Better Bets than Century Communities (CCS)

Trade Ideas

Select past ideas related to CCS. For more, see Trefis Trade Ideas.

Unique KeyDateTickerCompanyCategoryTrade Strategy6M Fwd Rtn12M Fwd Rtn12M Max DD
LRN_10312025_Dip_Buyer_ValueBuy10312025LRNStrideDip BuyDB | P/E OPMDip Buy with Low PE and High Margin
Buying dips for companies with tame PE and meaningfully high operating margin
3.8%3.8%0.0%
DECK_10312025_Dip_Buyer_High_CFO_Margins_ExInd_DE10312025DECKDeckers OutdoorDip BuyDB | CFO/Rev | Low D/EDip Buy with High Cash Flow Margins
Buying dips for companies with significant cash flows from operations and reasonable debt / market cap
-2.1%-2.1%-2.4%
ATGE_10312025_Quality_Momentum_RoomToRun_10%10312025ATGEAdtalem Global EducationQualityQ | Momentum | UpsideQuality Stocks with Momentum and Upside
Buying quality stocks with strong momentum but still having room to run
-2.9%-2.9%-5.9%
GNTX_10242025_Dip_Buyer_FCFYield10242025GNTXGentexDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin
-2.5%-2.5%-2.5%
LNW_10172025_Dip_Buyer_FCFYield10172025LNWLight & WonderDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin
4.7%4.7%-6.2%
Unique KeyDateTickerCompanyCategoryTrade Strategy6M Fwd Rtn12M Fwd Rtn12M Max DD
LRN_10312025_Dip_Buyer_ValueBuy10312025LRNStrideDip BuyDB | P/E OPMDip Buy with Low PE and High Margin
Buying dips for companies with tame PE and meaningfully high operating margin
3.8%3.8%0.0%
DECK_10312025_Dip_Buyer_High_CFO_Margins_ExInd_DE10312025DECKDeckers OutdoorDip BuyDB | CFO/Rev | Low D/EDip Buy with High Cash Flow Margins
Buying dips for companies with significant cash flows from operations and reasonable debt / market cap
-2.1%-2.1%-2.4%
ATGE_10312025_Quality_Momentum_RoomToRun_10%10312025ATGEAdtalem Global EducationQualityQ | Momentum | UpsideQuality Stocks with Momentum and Upside
Buying quality stocks with strong momentum but still having room to run
-2.9%-2.9%-5.9%
GNTX_10242025_Dip_Buyer_FCFYield10242025GNTXGentexDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin
-2.5%-2.5%-2.5%
LNW_10172025_Dip_Buyer_FCFYield10172025LNWLight & WonderDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin
4.7%4.7%-6.2%

Recent Active Movers

Recent Active Movers

More From Trefis

Peer Comparisons for Century Communities

Financials

CCSCVCOMHOGRBKTPHSPHLMedian
NameCentury .Cavco In.M/I HomesGreen Br.Tri Poin.Springvi. 
Mkt Price59.98573.88126.8762.2531.440.5361.11
Mkt Cap1.84.53.42.72.7-2.7
Rev LTM4,1582,1444,4762,1133,752-3,752
Op Inc LTM301225603439390-390
FCF LTM184180243158271-184
FCF 3Y Avg52187350139459-187
CFO LTM242210250162301-242
CFO 3Y Avg164210359144486-210

Growth & Margins

CCSCVCOMHOGRBKTPHSPHLMedian
NameCentury .Cavco In.M/I HomesGreen Br.Tri Poin.Springvi. 
Rev Chg LTM-4.0%15.8%4.8%6.6%-16.6%-4.8%
Rev Chg 3Y Avg-1.7%1.2%4.2%6.1%-1.6%-1.2%
Rev Chg Q-13.8%9.7%-1.0%-4.7%-25.3%--4.7%
QoQ Delta Rev Chg LTM-3.6%2.3%-0.2%-1.1%-7.2%--1.1%
Op Mgn LTM7.2%10.5%13.5%20.8%10.4%-10.5%
Op Mgn 3Y Avg9.0%10.5%14.6%20.5%12.2%-12.2%
QoQ Delta Op Mgn LTM-1.0%0.4%-0.8%-0.5%-1.1%--0.8%
CFO/Rev LTM5.8%9.8%5.6%7.7%8.0%-7.7%
CFO/Rev 3Y Avg4.4%10.7%8.3%7.7%12.0%-8.3%
FCF/Rev LTM4.4%8.4%5.4%7.5%7.2%-7.2%
FCF/Rev 3Y Avg1.7%9.5%8.1%7.4%11.3%-8.1%

Valuation

CCSCVCOMHOGRBKTPHSPHLMedian
NameCentury .Cavco In.M/I HomesGreen Br.Tri Poin.Springvi. 
Mkt Cap1.84.53.42.72.7-2.7
P/S0.42.10.81.30.7-0.8
P/EBIT5.918.55.66.27.0-6.2
P/E8.323.17.18.08.8-8.3
P/CFO7.321.613.416.79.1-13.4
Total Yield13.1%4.3%14.0%12.5%11.3%-12.5%
Dividend Yield1.0%0.0%0.0%0.0%0.0%-0.0%
FCF Yield 3Y Avg4.7%6.1%12.7%6.5%15.1%-6.5%
D/E0.90.00.30.10.5-0.3
Net D/E0.9-0.10.10.10.2-0.1

Returns

CCSCVCOMHOGRBKTPHSPHLMedian
NameCentury .Cavco In.M/I HomesGreen Br.Tri Poin.Springvi. 
1M Rtn3.2%14.0%-6.9%-11.3%-2.9%-12.9%-4.9%
3M Rtn-0.1%27.1%-1.8%-3.5%-4.1%-2.6%-2.2%
6M Rtn11.0%8.9%14.5%2.7%-1.0%4.0%6.5%
12M Rtn-31.9%24.0%-21.2%-13.2%-24.8%-86.9%-23.0%
3Y Rtn42.7%181.4%217.0%204.8%88.2%-181.4%
1M Excs Rtn2.5%10.3%-5.9%-9.1%-2.3%-14.3%-4.1%
3M Excs Rtn-6.2%21.2%-8.0%-9.7%-9.9%-2.5%-7.1%
6M Excs Rtn-7.7%-9.8%-4.1%-16.0%-19.7%-14.6%-12.2%
12M Excs Rtn-49.9%11.6%-36.3%-28.8%-40.8%-105.6%-38.5%
3Y Excs Rtn-32.0%75.2%132.2%87.8%10.7%-75.2%

Financials

Price Behavior

Short Interest

Short Interest: As Of Date10152025
Short Interest: Shares Quantity2,121,716
Short Interest: % Change Since 93020253.6%
Average Daily Volume371,654
Days-to-Cover Short Interest5.71
Basic Shares Quantity29,645,795
Short % of Basic Shares7.2%

Earnings Returns History

Expand for More

 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
10/22/20257.2%0.9% 
7/23/2025-5.8%-11.9%-1.8%
4/23/2025-6.3%-9.2%-13.4%
1/29/20254.8%3.0%-6.6%
10/23/20242.6%-1.3%-4.6%
7/24/20243.3%8.4%0.7%
4/24/2024-4.7%-2.6%0.7%
1/31/20247.6%-1.0%1.0%
...
SUMMARY STATS   
# Positive171514
# Negative81011
Median Positive5.8%8.0%8.3%
Median Negative-5.2%-4.9%-5.4%
Max Positive19.5%27.0%42.6%
Max Negative-9.5%-11.9%-13.4%

SEC Filings

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Report DateFiling DateFiling
93020251023202510-Q 9/30/2025
6302025724202510-Q 6/30/2025
3312025424202510-Q 3/31/2025
12312024130202510-K 12/31/2024
93020241024202410-Q 9/30/2024
6302024725202410-Q 6/30/2024
3312024425202410-Q 3/31/2024
12312023205202410-K 12/31/2023
93020231026202310-Q 9/30/2023
6302023727202310-Q 6/30/2023
3312023427202310-Q 3/31/2023
12312022202202310-K 12/31/2022
93020221027202210-Q 9/30/2022
6302022728202210-Q 6/30/2022
3312022428202210-Q 3/31/2022
12312021203202210-K 12/31/2021

Insider Activity

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 OwnerTitleFiling DateActionPriceSharesTransacted
Value
Value of
Held Shares
Form
0Ramirez Elisa Z 5132025Buy53.861,50080,790456,786Form